Gate Products

Gate Card and Gate Pay both connect crypto with real-world payments, but they solve different problems for different users. If you want to make international purchases yourself, Gate Card lets eligible users spend supported crypto or stablecoins at merchants through the Visa or Mastercard network, with conversion handled under the applicable card rules when the transaction is processed.

Gate Pay is Gate's integrated Web3 payment suite for global businesses and users. It covers crypto collection, payout, multi-account fund management, checkout, and digital-asset operations, helping teams launch faster and scale cross-border payment flows.

On Gate’s Launch area, CandyDrop is a task-driven candy airdrop platform: complete tasks, earn Candy, share token airdrops. Launchpool is a staking-style new-token campaign where users stake designated assets to earn potential new-token rewards. HODLer Airdrop targets GT holders with free airdrop-style distributions. Choose by participation mechanic—tasks, staking, or holding GT—not by a single headline APR.

Gate HODLer Airdrop is a new token airdrop program designed for GT (GateToken) holders. Users who complete identity verification and hold at least 1 GT can participate in eligible airdrop campaigns and share token rewards based on their average GT holdings during the campaign period. The GT used to qualify for an airdrop is not deducted simply because the user receives rewards.

Crypto Loan is a type of crypto-backed lending service that allows users to borrow digital assets by providing other crypto assets as collateral. Instead of selling their holdings to obtain liquidity, users can use assets they already own as collateral and borrow another cryptocurrency for trading, investment, payments, or other purposes.

Gate Simple Earn is a crypto earning product that allows users to put temporarily idle digital assets into Flexible or Fixed-Term products and earn returns according to the rules of each product. Rather than actively trading, Simple Earn is designed for users who want to make better use of crypto that would otherwise remain idle in their accounts.

Gate Simple Earn and traditional bank savings can both help users earn returns on assets they are not currently using, but they serve different asset types and trade-offs. In a crypto savings vs bank savings comparison, bank savings accounts hold fiat currencies such as the U.S. dollar and typically pay lower, steadier interest, while Gate Simple Earn lets users earn on idle crypto assets such as USDT, BTC, and ETH through Flexible or Fixed-Term products that may offer higher potential yields but come with different liquidity and risk considerations.

Gate Simple Earn Flexible is generally better when immediate access to crypto matters, while Simple Earn Fixed is designed for assets that can remain committed for a set period. The trade-off is liquidity versus potential yield: Flexible allows real-time redemption and compounds eligible interest hourly, while Fixed may provide different or higher interest rates for specified terms but can sacrifice accrued interest if redeemed early.

Gate Simple Earn displays an estimated APR to express potential crypto earnings as an annualized rate, but the amount actually earned depends on the product type, active rate, principal and how long funds remain eligible to generate interest. Flexible products calculate and distribute interest hourly when funds are successfully lent, with credited earnings automatically reinvested, while Fixed products begin accruing interest from 00:00 UTC on the day after subscription and settle principal and interest at maturity.

Gate Idle Earn fits idle USDT or USDC that stays in Spot and Futures trading accounts and earns via daily average snapshots after one enable; Simple Earn—English menu often framed as “Earn interest with idle tokens”—fits capital allocated into flexible or fixed Earn subscription paths; GUSD Flexible US Treasury fits users who actively subscribe and hold GUSD for disclosed Treasury-linked yield. Shared earn-menu language does not make participation UX, asset labels, or accrual bases identical.

To Subscribe to Gate Simple Earn: log in, open Earn → Simple Earn, choose Flexible Term or Fixed Term, enter an amount, and confirm Subscribe. Track holdings under My Subscriptions; Redeem per product rules. Auto-Earn is a separate toggle and must be enabled on its own.

Simple Earn Flexible fits idle lending with hourly compounding and Redeem flexibility; Simple Earn Fixed Term fits 3–360 day lock windows with interest settled at maturity. Fixed Term allows early Redeem but forfeits all accrued interest; with Auto Renew enabled, principal can roll into the same-duration Fixed Term at maturity.

The Gate ecosystem is a broad digital asset platform built around a single Gate account, combining crypto trading, traditional financial assets, onchain markets, launch products, Earn, Web3, payments, AI, and professional services. In practice, that means users can move from buying BTC and ETH to trading stocks, forex, options, futures, CFDs, and onchain tokens, while also accessing staking, yield products, new-project participation, payments, and AI-powered tools in one place.

High-Water Mark copy trading on Gate Stock Copy means profit sharing applies only when a copier's cumulative net PnL rises above the previous high-water mark. No profit share applies during loss periods, and the lead must fully recover prior losses before eligibility returns. Proportional copy trading sizes positions from the ratio of available assets so the follower's stock portfolio tracks the lead's structure 1:1, while fixed-amount copy trading uses the same ticket size per order and can distort weights.

To start Gate Stock Copy Trading: (1) update the Gate App to V8.29.0 or later; (2) open Copy Trading > Stocks; (3) review lead-trader metrics and tap Copy; (4) set copy amount and stop-loss, then confirm agreements; (5) track and adjust under My Copies. Web Stock Copy is coming soon. The product covers U.S., Hong Kong, and South Korean stocks plus ETFs (12,500+ instruments) with fractional copy from 0.01 shares.