Gate Products

Gate VIP serves personal accounts with tiered fees, borrowing discounts, exclusive wealth products, and dedicated VIP support. Gate Institutional serves teams through Unified Account, API, OTC, Gate Vault custody, and Broker Program modules. The two overlap in some cost areas but address different workflows—evaluate each path against your account or team needs.

Gate VIP trading fee discounts apply across 15 tiers (VIP 0 through VIP 14), lowering spot and futures Maker/Taker rates, borrowing costs, and selected service fees as level rises. Users qualify through account assets, 14-day average GT holdings, or 30-day trading volume—meeting any one path can trigger an upgrade refreshed about every six hours.

Gate VIP fits individual and professional traders optimizing fees and membership perks on a personal account; Gate Institutional fits teams that need Unified Account, API, OTC, and custody workflows. They use different access models—tier thresholds versus institutional module onboarding—not interchangeable entry points.

Choosing a Gate P2P merchant should start with reliability, not price. A slightly better exchange rate is rarely worth the additional risk if the counterparty has a weak trading history, unclear payment instructions, or a pattern of cancelled orders.

The Gate Card Referral Program rewards eligible users for referring friends to apply for and use Gate Card. A successful referral can earn the referrer a 5 USDT reward, while the referred friend receives 2 USDT. Referrers can also earn ongoing commission on eligible card spending for up to 12 months, with rates of up to 0.4%.

Gate Card rewards eligible everyday spending with a tiered cashback system that pays rewards in points. Depending on your Gate Card tier, eligible purchases can currently earn between 1% and 8% cashback, subject to per-transaction and monthly caps.

Gate Pay gives merchants a way to accept, manage, convert, refund, and distribute crypto payments without building separate blockchain payment infrastructure from scratch. Instead of integrating individual wallets, networks, currencies, payout systems, and reconciliation tools, businesses can connect to Gate Pay through a merchant account, hosted checkout, QR-code payments, address payments, or APIs.

An eligible Gate Card can be added to Apple Pay or Google Wallet so you can make contactless purchases with your phone or smartwatch instead of carrying the physical card. Once the card is added and verified, you can use it at supported contactless terminals, in participating apps, and at online checkouts that accept Apple Pay or Google Pay.

Gate Card and Gate Pay both make digital assets more usable, but they solve different payment problems. In a direct Gate Card vs Gate Pay comparison, Gate Card is for individuals who want to spend supported crypto through traditional card networks, while Gate Pay is a broader crypto-payment platform for consumers, merchants, businesses, and institutions that need to send, receive, accept, or manage digital-asset payments.

Gate HODLer Airdrop is a new token airdrop program designed for GT (GateToken) holders. Users who complete identity verification and hold at least 1 GT can participate in eligible airdrop campaigns and share token rewards based on their average GT holdings during the campaign period. The GT used to qualify for an airdrop is not deducted simply because the user receives rewards.

Gate Institutional is Gate's service entry point for institutions, professional trading teams, and enterprise users. It brings together trading execution, Unified Account, API access, OTC, asset management, and enterprise-grade security capabilities into one institutional product matrix rather than presenting them as isolated tools.

Gate AI is a general-purpose AI assistant developed by Gate, capable of conversational Q&A, information search, data insights, and task execution, enabling users to efficiently obtain answers and complete tasks via natural language. By integrating platform content, real-time information, and intelligent recommendations, Gate AI delivers a seamless experience for information retrieval and solution generation, and is evolving into the unified entry point for the Gate AI ecosystem.

Dual Investment is a short-term structured crypto product on Gate that pairs two assets—often a cryptocurrency such as BTC and a stablecoin such as USDT. Users lock an investment currency, choose a target price and maturity date, earn a stated APR, and receive settlement in crypto or stablecoins based on how the settlement price compares with the target price.

To complete Gate CandyDrop tasks, log in, finish identity verification, open CandyDrop from Earn → Launch (Web) or More Services → Launch (App), open a project, click Join Now, then finish the listed trading, deposit, or referral tasks inside the campaign window. Progress usually updates within one to three hours; airdrops are typically sent to Spot within 14 working days after the event.

Gate Launchpool is Gate’s staking-based token reward platform. Users can stake GT, BTC, ETH, USDT, GUSD, or other designated assets into eligible pools and receive new project tokens based on their effective share of the pool. Unlike directly buying a newly listed token, Launchpool allows users to use existing crypto holdings to participate in new project reward distributions.