I recently reviewed data from when Trump took office on January 20, 2025, and found a rather sad picture for those who invested in the top three cryptocurrencies at that time. If you had invested $10,000 in XRP, Bitcoin, or Ethereum back then, what would it be like today? The answer is: not very good.

Bitcoin was at $101,100 then, and today it has risen to $77,800. It sounds like an increase, but in reality, it’s still lower than the inauguration level; the $10,000 you invested would now be about $7,700, meaning a loss of approximately 24% in value. Ethereum, from $3,208 now, has risen to $2,320, but still hasn't recovered; a $10,000 investment would now be around $7,200. XRP is worse, dropping from $2.95 to $1.42; a $10,000 investment would now be only about $4,800, a drop of nearly 52% compared to that time.

The simplest way to see it is XRP’s market cap went from $170 billion down to $87 billion, losing almost half. But some analysts remain quite optimistic, saying that if regulations in the U.S. become clearer, XRP could rise to $5 to $10, and then your $10,000 would turn into $34,000, a 7-fold profit. As for Bitcoin, some predict it could reach $1 million in the future; if that happens, 0.1 BTC bought then would be worth nearly $100,000.

But in reality, the cryptocurrency market always moves in cycles, with deep corrections followed by strong growth. These kinds of downturns test investors’ confidence, but they also present opportunities if you have the risk tolerance and patience. It mainly depends on each person’s timeframe and goals.