Gate Card automatically converts digital assets into USD at the moment of purchase and settles with merchants through Visa/Mastercard, so users do not need to manually sell their coins. It offers two modes: instant spending and prepaid. Instant spending converts assets in real time when charged, while prepaid requires users to top up the card with fiat currency in advance. The conversion fee is 0.90% (≥$2) or $0.05 (<$2), with an additional foreign exchange fee for non-USD transactions. Points can increase cashback based on tier and be redeemed for multiple assets. The card is available worldwide; the virtual card can be linked to Apple/Google Pay, while the physical card supports chip payments and ATM withdrawals.