As the cryptocurrency industry matures in earnest, the shift from mere token speculation to substantive business is accelerating. Recently, I’ve noticed several intriguing business opportunities. If executed properly, these could grow to over a hundred million dollars in scale. Today, I want to introduce five of them.

First, the concept that catches the eye is OneKYC. Honestly, KYC verification is really tedious to repeat every time you use a crypto app. Registering for a new exchange involves uploading documents, taking selfies, and waiting for approval—repeating the same process endlessly. There’s a big opportunity here. Build a portal where users only need to complete verification once, then can seamlessly access multiple apps afterward. On the backend, provide verified users to partner platforms and monetize through fees or referral rewards. Almost all crypto users are fed up with this process, so the market potential is enormous.

Another area of focus is automated P2P exchanges. Players like @peerxyz and @P2Pdotme are already operating, but there’s still room for market development. Traditional P2P trading is slow and costly. They often charge 5–10% in fees and can take hours to complete. Using zero-knowledge technology, payment verification through platforms like Cash App or PayPal can be automated. By the way, Zelle is a U.S. bank transfer system, a type of payment platform. Automating payment verification with such systems can enable transactions to be completed in 1–2 minutes. Considering that a platform like Peer achieved $20 million in trading volume in its first year, the potential in this field is significant.

The idea of issuing cards to AI agents is also interesting. Although still small now, in the coming years, AI will handle payments across nearly all industries. To prevent wasteful spending, it will be necessary to incorporate purchase restrictions limited to designated stores and strict budget caps. If tens of thousands of companies develop AI agents, most requiring payment modules, the payment provider could grow to the scale of Stripe.

The concept of a trading market for crypto companies is also worth noting. Over the past year, the industry has shifted from speculation to real business. More companies are generating profits—such as new-generation banks, international remittance services, digital wallets, and decentralized exchanges. Currently, buying and selling these companies is done privately. Just as @acquiredotcom has achieved great success in SaaS company transactions, a public marketplace dedicated to crypto companies could offer immense value to founders and investors alike. @acquiredotcom earned over $7 million in transaction matching fees in 2025 and has established a fee model.

Finally, lending to crypto companies is another promising area. It’s complex and requires experience in compliance and risk management, but as the market matures, demand will grow rapidly. Companies like @slashapp, @altitude, and @meow already offer enterprise accounts, but the real opportunity lies in lending. Traditionally, crypto firms have struggled to get bank loans and had to rely on VC funding. While typical e-commerce brands can get loans at 15–20% annual interest, crypto companies also want to borrow at similar rates of 25–30%. Risk assessment and compliance are essential, but the industry is finally seeing the emergence of stable, profitable companies.

What’s crucial is that the idea itself isn’t valuable; execution is everything. These business opportunities are theoretically possible, but whether they can be realized in practice will determine success.