I started looking at the predictions that AI models are making for XRP this year. The token has had a tough 2026 — it has fallen 26% since January and is now trading around $1.42. Well below that peak of $3.6 we saw in July of last year.

The interesting thing is that ChatGPT, Google Gemini, and Grok ( this weather prediction model from xAI ) all recently updated their projections, and the numbers vary quite a bit. Gemini is more optimistic, expecting consolidation until mid-year and then moving to $2.8 to $3.5 in the second half, closing near $3.15. ChatGPT sees the range of $2.10 to $2.60 as more likely until December, but leaves open the possibility of reaching $3 $4.2 if liquidity returns strongly. Grok is the most conservative, with a 50% probability for the baseline scenario between $2 and $3.5.

The models cite basically the same drivers — approval of the CLARITY Act, Fed rate cuts, entry of XRP ETFs ( which have already raised $1.3 billion ). There’s also the issue of real assets being tokenized on the XRP Ledger. The price floor has strengthened even with the cold market. If all this goes as planned, the recovery could be closer than it seems right now.