I was looking at some AI models commenting on XRP and found it interesting how they all updated their forecasts for 2026. The token is at $1.42 now in April, but it started the year much lower. It has dropped quite a lot since that peak of $3.65 back in July 2025.

OpenAI’s ChatGPT is projecting that if the market recovers this semester, the price could reach between $2.10 and $2.60 by December. But there are other scenarios too—if liquidity improves more strongly with Fed rate cuts, then according to ChatGPT the price could even go to $3 a $4.2. The bearish side would be staying between $0.95 and $1.30 if the market continues to be risk-averse.

Google Gemini has a similar view, but more structured. It believes there will be consolidation in the first half here between $1.15 and $1.5, followed by bigger movement between $2.80 and $3.50 in the second half. Their year-end target is $3.15. They say that if the Federal Reserve cuts rates mid-year, more liquidity may come in.

Grok is saying there is a 50% chance the price will stay between $2 e $3.50 this year, but it also sees a bearish scenario between $0.80 and $1.10. If Bitcoin hits $150 mil, then it does see potential for $5 a $8. It expects the year to end around $3.20.

All three models mention that the ETFs de XRP are helping to create a stronger price floor, and that this CLARITY Act currently going through the Senado dos EUA could significantly strengthen XRP’s position if it gets approved. It’s interesting to see how the tokenization of real assets on the XRP Ledger is also influencing these projections.