Alexx0

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📢 Breaking: Revolut has launched its own euro-pegged stablecoin - $EURR
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Today’s market is ideal for building your own product and raising funds for it from ventures.
They, in turn, are actively investing right now, even though the market itself isn’t doing so well.
This is because we’re in a phase of global restructuring, where the main focus is shifting toward sustainable payment products, rather than just trading or speculation.
The market is signaling that everything is changing, and global attention is now on blockchain-based payments. Everyone wants to play this game, but not everyone will win.
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Stablecoins have been around since 2014, but their history as a payment method has only just begun. Of the ~$33T in turnover for 2025, actual payments accounted for approximately 1% - about $390B, of which $226B was B2B.
Not much? That’s 30 times more than two years ago. Meanwhile, the supply remains around $313B in mid-2026, even amid a market downturn.
Speculative volume fluctuates with the cycle - payment volume does not.
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. @Mastercard closed its $1.8B @BVNKFinance acquisition on August 3. On-chain data gives an independent read on what it bought.
BVNK's on-chain footprint totals $32.9B since October 2024. The trailing twelve months come to $23B against $30B in reported annualised volume. The two are not the same metric, but they are close enough to say most of the flow is real settlement rather than internal ledger netting. That already separates BVNK from much of the stablecoin infrastructure cohort.
The curve matters more. Q1 2026 on-chain volume was 2.6x the year before. Q2 was 1.6x, and below Q1 in absolut
MA-0.12%
ETH1.50%
TRX-0.08%
ARB-2.60%
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Fiat won’t come from coffee shops, but from the B2B sector: payments to contractors, cross-border transactions, and treasury operations.
There, the process costs 3–5% and takes three days, not 30 seconds at the register. A retail stablecoin is a marketing tool; the real substitution is happening in transactions between companies.
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Stablecoins are the only technology where “working too well” poses a regulatory risk.
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Many founders are thinking about how to create a truly awesome card product using stablecoins, coming up with innovative features, and tinkering with cashback programs.
But few of them actually talk to their customers or take an interest in what they want. That’s because these projects are too busy with marketing and the battle for customers.
But customers simply need a crypto card that works just like a regular fiat card - without problems, without interruptions, reliably, and with the ability to withdraw funds from an ATM for a small fee. That’s it.
There’s no need to integrate defi, stakin
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Domino's guarantees pizza delivery in 30 minutes. A bank guarantees an international wire transfer in 3 business days.
In that time, pizza could be delivered 144 times. We live in a world where cheese crosses borders faster than money.
Stablecoins solve this problem.
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How much does it cost to send $10,000 abroad: a bank - $45 and three days. Western Union - $290. USDT on Polygon - $0.0004 and a few seconds.
A compliance officer who explains why you can’t use the third option - $8,000 per month 🤷🏻‍♂️
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The growth in stablecoin payments partly reflects not success, but a breakdown in settlement systems.
Prefunding rose by 345% from $69m to $307m per month (@artemis data). This is capital frozen in foreign jurisdictions, which the market counts as volume.
At the same time, transaction flows are migrating to more expensive networks: if economic factors dictated the choice, they would be moving to cheaper ones.
Network selection is driven by compliance, not price.
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I don't know how anyone can work in an office for 8 hours, 5 days a week. I prefer my flexible 18-hour workday in remote 🤣
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