#VIPExclusive4%APY
Gate has just boosted its VIP-exclusive fixed-term savings yields for USDT, offering a short-term opportunity to earn higher returns on idle stablecoins. Here’s a clear side-by-side comparison of the two available terms:
Gate has just boosted its VIP-exclusive fixed-term savings yields for USDT, offering a short-term opportunity to earn higher returns on idle stablecoins. Here’s a clear side-by-side comparison of the two available terms:
USDT Savings 30d 4% APY USDT Savings 7d 3.8% APY
Term 30 days 7 days
APY 4% 3.8%
Minimum Deposit — —
Quota Limited Limited
Interest Payout At maturity At maturity
Liquidity Locked 30 days Locked 7 days
Risk Low (stablecoin) Low (stablecoin)
Key Considerations Before Lock-In
1. Yield Reality Check (APY vs. Period Return)
Remember that APY (Annual Percentage Yield) is annualized.
30-Day Return: A 4% APY over 30 days yields approximately 0.328% for the month.
VIP Tier Eligibility
Gate io usually requires users to meet specific criteria to reach VIP status—such as holding minimum amounts of GateToken (GT), maintaining account balances, or hitting monthly spot/futures trading volume thresholds. Make sure your account already qualifies before planning around this rate.
This setup is designed for VIP users who want to maximize yield without taking on market risk. The 30-day lock offers the highest rate at 4% APY, while the 7-day option provides more flexibility at 3.8% APY. Since quotas are limited, allocation is first come, first served — making timing crucial.

#GateCardPointsSystemLaunched
Gate has officially launched the Gate Card Points System, introducing one of the most competitive crypto card rewards programs available.
The new system features up to 8% cashback, non-expiring reward points, and a tier-based structure that rewards both trading activity and everyday spending.
Tier Structure
Tier| Cashback| Monthly Cap| Single Transaction Cap
T0| 1.00%| 500 Points (5 USDT)| 200 Points
T1| 1.00%| 5,000 Points (50 USDT)| 1,500 Points
T2| 2.00%| 10,000 Points (100 USDT)| 3,000 Points
T3| 3.00%| 15,000 Points (150 USDT)| 5,000 Points
T4| 5.00%| 25,000 Points (250 USDT)| 8,000 Points
T5| 8.00%| 40,000 Points (400 USDT)| 15,000 Points
How Tier Upgrades Work
Users can qualify through either:
• Gate VIP level
OR
• Monthly card spending (USD)
Whichever qualifies for the higher tier is automatically applied.
• T0: VIP 0–4 (no minimum spending)
• T5: VIP 13–14 or $15,000 in monthly card spending
Tier upgrades become effective the following calendar month and remain active for the entire month.
What Makes It Different?
1. Non-Expiring Points
Unlike many traditional reward programs, Gate Card points never expire, allowing users to accumulate rewards indefinitely.
2. Transparent Redemption
• 100 Points = 1 USDT
• Minimum redemption: 50 Points (0.5 USDT)
• Redeemable for USDT and GT, with additional cryptocurrencies planned.
3. Global Acceptance
The Gate Card is a Visa Platinum card accepted across:
• 200+ countries
• Approximately 150 million Visa merchant locations
Users can spend supported cryptocurrencies including BTC, ETH, USDT, and GT while earning cashback through the points system.
Why It Matters
The crypto card market has traditionally faced three major challenges:
• Complicated reward structures
• Expiring reward points
• Low cashback rates
Gate's new Points System addresses all three by offering:
• Up to 8% flat cashback
• No category restrictions
• No rotating rewards
• No expiration on points
Even the T2 tier (2% cashback) matches or exceeds the rewards offered by many traditional flat-rate payment cards while maintaining crypto-native flexibility.
Trading & User Takeaway
The Gate Card Points System is designed to reward long-term engagement rather than one-time promotions.
Its combination of permanent reward points, tier-based incentives, and straightforward redemption creates a loyalty model focused on sustained usage.
What to Watch
• User adoption of higher reward tiers
• Monthly spending growth
• Future cryptocurrency redemption options
• Expansion of Gate Card utility
• Growth in crypto payment adoption
Positioning
• Compare your VIP level and monthly spending to maximize your reward tier.
• Accumulate points without worrying about expiration.
• Monitor future redemption options as additional cryptocurrencies are added.
#GateCard
#GateCardPointsSystemLaunched
@Gate_Square

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👉 https://www.gate.com/announcements/article/100685