a friend called me today. his wife has cancer.
5 months. that’s all it took to erase 20 years of savings. two degrees, zero credit card debt, a paid down mortgage, a retirement account they were proud of.
they did everything Dave Ramsey, their parents, and every financial advisor told them to do.
5 months of treatment wiped all of it out. with insurance. he refinanced the house just to keep her alive. 15 years of equity.
gone.
he told me it turned him into a bitter, hateful person. but he’s not bitter. he’s just a man who played by every rule and still lost everything.
and somewhere in Ameri