5 popular registration apps to receive money - Guide to earning extra income on your phone in 2025

The digital era has opened up opportunities for anyone with a smartphone to generate income from home. No longer just a trend, earning money through various platforms has become a practical choice for students, freelancers, and those looking to supplement their income. But how to choose the right app when the market is full of options? This article will help you explore the 5 most trusted platforms among Vietnamese users and how each type operates.

The three main methods to generate income through apps

Before diving into each app, you need to understand three different approaches:

Task-based model: Apps assign small jobs such as completing surveys, watching ads, or inviting friends to download the app. You will receive money or phone cards ranging from 5,000 VND to 100,000 VND per task. The advantage is no capital required, but the income is low and time-consuming.

Financial investment model: Save money via banking apps (interest rates of 4-7% per year), invest in Vietnamese stocks or international assets (returns can exceed 10% annually). This method requires initial capital and knowledge but yields higher profits.

E-commerce model: Open a store on online trading platforms, list products for sale, and wait for customers to buy. You will pay a commission of 5-20% to the platform, but income depends on market demand.

Detailed comparison of the three methods

| Criteria | Task-based | Financial investment | Online business | |---------|------------|-----------------|-------------------| | Initial capital | None | Required (minimum 50-100K VND) | Need to purchase inventory | | Monthly income | 5K-100K VND per task | 4-15% per year based on capital | Self-determined | | Usage costs | Free | Transaction fee 0.01-0.03% | Commission 15-20% | | Time required | Many | Little | Regularly | | Suitable for | Students, free time | Cautious investors | Freelance entrepreneurs |

Top 5 platforms for receiving money in Vietnam

1. Shopee - Quickly start online business

The largest e-commerce platform in Vietnam today, Shopee stands out with a simple and fast store setup process compared to competitors like Tiki or Lazada. This platform often runs promotional campaigns to attract new customers and increase reach.

To earn money on Shopee, you just need to register a store, upload products, connect with buyers, deliver goods, and receive payments. This mechanism is suitable for those who already have products and want to expand sales channels without large infrastructure investment.

2. Mitrade - Invest in 100+ global assets

Mitrade is a brokerage licensed by the Australian Securities and Investments Commission (ASIC), providing a platform for trading international financial assets. You can trade:

• International stocks (Apple, Tesla, Amazon)
• Stock indices (S&P 500, FTSE 100)
• Cryptocurrencies (Bitcoin, Ethereum)
• Commodities (crude oil, gold)

Earning mechanism: Mitrade uses CFD (contracts for difference), allowing you to invest with only 1/10 of the actual value to potentially earn 10 times profit. For example, if Bitcoin increases by 1%, the Bitcoin CFD will increase by 10%.

Advantages:

• Free demo account with 50,000 USD virtual funds for practice
• High security and international licensing
• Rated 4.2 stars on Google Play
• New users receive $10-100 bonus

Basic trading steps:

1. Download the app, supports iOS and Android
2. Choose the asset to invest in (Bitcoin, stocks, etc.)
3. Place buy/sell orders
4. Take profit when the target price is reached

3. VPS SmartOne - Trade Vietnamese stocks

VPS SmartOne is an app from the securities brokerage VPS, licensed by the Vietnamese Securities Commission, ranking in the top 5 securities firms by trading market share.

The platform offers trading of Vietnamese stocks such as Vinamilk (VNM), Masan (MSN), Vingroup (VIC) with advantages:

• User-friendly interface
• Fastest order matching among competitors
• Provides leverage of 1/2 (when stocks increase by 1%, you profit 2%)

Compared to Mitrade, VPS has lower leverage but is safer because it only involves domestic trading and risks are easier to control.

4. Grab - Earn cashback through tasks

Grab is famous as a ride-hailing platform, but this app also offers a "Challenges" (task) program to help you earn extra money.

This model works like cashback promotions: complete trips as required, and you will get back 20,000 VND - 50,000 VND into your e-wallet. For example, you might receive 20,000 VND after completing 5 rides during a challenge.

Advantages: Easy to use, suitable for those already using Grab services, no special skills needed.

5. FinHay - Safe savings investment for beginners

If you lack financial market knowledge but still want to earn returns, FinHay is a suitable solution. The operation model:

1. Deposit money into an investment fund
2. Entrust to financial experts for management
3. Receive profit sharing when the fund makes a profit

Yield rates range from 5-15% per year, higher than bank savings (4-7%) but lower than self-investment (>10%). This is a safe choice for those without experience but wanting to grow their assets.

Risks to watch out for when using money-making apps

The online earning market is not short of fake or scam apps:

Common risks:

• Fake investment apps: Unlicensed financial companies operating temporarily to steal deposits from inexperienced investors
• Data theft viruses: Some task apps contain malware to steal personal data
• Hidden unclear fees: Platforms that lack transparency about transaction costs

How to protect yourself:

• Check licenses: Mitrade is licensed by ASIC, VPS is licensed by the Vietnamese Securities Commission
• Read user reviews: Prioritize apps with high ratings (4+ stars) on Google Play
• Only choose companies with large market share: VPS is in the top 5 Vietnamese securities firms
• Avoid installing apps from untrusted sources

Conclusion

Every Vietnamese can generate additional income from smartphones, but the suitable method depends on individual circumstances. If you have capital and want to maximize profits, financial investment via Mitrade or VPS SmartOne is effective. If safety and lack of experience are priorities, FinHay or savings are appropriate options. If you own goods, Shopee provides a simple selling platform with a large customer base.

Most importantly, take time to thoroughly research each app before installing, check licenses and user reviews to avoid common scams. Making money online is not difficult, but knowing how to do it safely is the key to success.