Gate Insights and Crypto Market Analysis

Gate Insights features in-depth crypto analysis, market trends, and long-form articles to help you understand key movements across the crypto industry.

《CLARITY Bill》scheduled for an April vote; passive income from stablecoins prohibited from being swapped into DeFi — DeFi disclaimer

The U.S. Senate will consider the “Digital Asset Market Transparency Act” (CLARITY Act). The bill’s biggest concession is a comprehensive ban on earning passive income from stablecoins, but it will provide activity-based incentives to make up for it. In addition, the bill explicitly grants a liability shield for DeFi developers, and it establishes the jurisdiction of the CFTC and SEC. If the bill is not passed before May, it may be pushed back to 2026. This bill is important for clarifying crypto market regulation and, at the same time, it will affect how stablecoins are positioned.
MarketWhisper·03-31 03:47
news-image

Leverage Shares applies for an inverse Bitcoin ETF, entering the U.S. market for shorting tools.

Leveraged Shares on March 30 filed with the SEC to launch a reverse Bitcoin ETF, offering two leverage ratios: -1x and -2x. The product is designed to inversely replicate Bitcoin’s price movement on a daily basis, but it carries risks such as volatility decay and liquidity mismatch. The SEC’s review will especially focus on risks of market manipulation and investor protection; if approved, it will help bring crypto derivatives into the mainstream market.
MarketWhisper·03-31 03:26
news-image

Pi Network mainnet migration triggers CEX deposits, bulls defend the 0.1736 USDT support line to the death

After Pi Network’s second mainnet migration, about 119,000 users completed KYC verification, resulting in more than 1.12 million PI tokens flowing into centralized exchanges and creating short-term selling pressure. Technical analysis shows that $0.1736 is a key support level, and the Protocol 21 upgrade on April 6 will affect token stability and application expansion.
PI2.33%
MarketWhisper·03-31 03:21
news-image

US Labor Department Proposes Rule to Allow Cryptocurrency in 401(k) Retirement Plans

The US Department of Labor proposed a rule on March 30, 2026 that would make it easier for 401(k) plans to include alternative assets including cryptocurrencies, private equity, and real estate, responding to President Donald Trump’s August 2025 executive order directing regulators to expand access to digital assets in retirement portfolios.
BTC1.62%
CryptopulseElite·03-31 03:11
news-image

Powell’s Harvard Farewell Address: Maintaining a cautious monetary policy, U.S. Treasury yields fell by more than 10 points on the spot

Federal Reserve Chair Powell, in his Harvard speech, emphasized the need to remain cautious and hold off, noting that monetary policy has limited effects on shocks from the supply side and that it is not yet appropriate to act hastily. The market response was mixed: U.S. Treasury yields fell, while tech stocks came under pressure. He reiterated the Fed’s 2% inflation target and said he is concerned about the growth of federal debt, maintaining its independence and not providing a timeline for a policy shift.
MarketWhisper·03-31 03:02
news-image

Bitcoin Greed Index hits the bottom: retail investors panic, but long-term holders quietly accumulate coins

The Bitcoin Fear and Greed Index recorded a score of 8 on March 30, indicating extreme pessimism in the market. Maintaining this state for 59 days, it is the longest fear period since the 2022 FTX collapse. Despite subdued retail sentiment, long-term holders have moved Bitcoin to self-custody accounts for protection, with no sign of selling pressure—showing behavior consistent with historical bottom characteristics. With the current market influenced by multiple macro factors and lacking a clear rebound catalyst, the timeline for recovery remains difficult to predict.
BTC1.62%
MarketWhisper·03-31 02:57
news-image

Midnight launches its mainnet, positioning a private blockchain that complements Cardano with a two-token model

Midnight, a privacy-focused blockchain in the Cardano ecosystem, has launched its mainnet. Initial participation from major firms like Google Cloud indicates significant industry interest. It features a dual-token model and a programming language designed for streamlined development while balancing privacy and compliance.
ADA0.31%
NIGHT-4.63%
TapChiBitcoin·03-31 02:56

CoinShares exposes the mining industry crisis: computing power fees fall to a five-year low, miners are in urgent trouble

CoinShares’ report shows that in Q4 2025, Bitcoin mining faced severe difficulties: the computing power price fell to a historic low, and many older mining rigs were operating at a loss. The mining sector is splitting into companies centered on AI and companies that are purely mining-based; in the future, this could accelerate consolidation and change risk profiles.
BTC1.62%
MarketWhisper·03-31 02:50
news-image

Hoskinson Slams Ripple Over Crypto Competition Push

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure Cardano founder Charles Hoskinson used a lengthy weekly livestream to level one of his sharpest recent attacks at Ripple, arguing that the company is backing legislation that could entrench
Bitcoinistcom·03-31 02:39
news-image

Alleged $54M Uranium Finance hacker faces 30 years in prison

US authorities have unsealed an indictment against the man accused of hacking Uranium Finance, a now-defunct decentralized finance platform that lost over $54 million across two exploits in 2021. The US Attorney's Office for the Southern District of New York on Monday accused Maryland resident
BNB1.05%
UNI1.91%
BTC1.62%
ETH1.3%
Cointelegraph·03-31 02:33

SWIFT launches an Ethereum L2 ledger, with 30 banks working together to build around-the-clock cross-border settlement

SWIFT announced on March 30, 2023 that its blockchain-based shared ledger has entered minimum viable product (MVP) development, with plans to go live in 2026. This ledger was designed by more than 30 financial institutions and supports real-time transfers of tokenized deposits, stablecoins, and central bank digital currencies. SWIFT’s blockchain documentation is intended to address structural issues in traditional cross-border payments, improving efficiency and reducing costs. This permissioned ledger does not use a native cryptocurrency, but instead relies on Ethereum L2 technology.
MarketWhisper·03-31 02:27
news-image