DeFiWarhol

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429 wallets have each locked 100,000 $XPL to get a Plasma One Platinum card.
This means ~4M $XPL have already been removed from circulation for a year.
It takes just ~2,000 more depositors to lock up 10% of the XPL circulating supply.
Can this happen?
XPL5.06%
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Mica was step 1; UK next
Just read the UK's final comprehensive crypto regulatory framework, with a mandatory licensing regime taking effect on October 25, 2027.
TL;DR:
It covers trading platforms, custodians, stablecoin issuers, lending and staking providers, and certain DeFi entities.
For stablecoin issuers, the FCA lowered the K-SII capital ratio requirement from 2% to 1% and removed the obligation to forecast reserve asset redemptions.
Application windows open September 30, 2026.
For crypto card and neobank operators with UK exposure, this sets a clear compliance timeline and tighter stabl
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Crypto cards just crossed $10 BILLION in total volume.
Two years ago, the entire market was doing ~$200 million.
That's a 50x increase in 24 months.
Crypto cards & neobanks are the biggest opportunity in crypto right now.
Tokenization, prediction markets, and stablecoins are oversaturated markets with defined winners.
Neobanks are still an open battlefield.
There is still room for emerging projects to show up, own distribution, and capture 20-40% of the market.
If you’re thinking of building in crypto during this bear market, build inside neobanks.
That’s where the next Polymarket and Hyperliq
HYPE5.74%
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hopples:
1000x Vibes 🤑
The digital euro is basically public digital cash.
And the European Parliament’s ECON Committee approved its position on the digital euro framework by a 43 to 14 vote.
“But what does this actually mean unc?”
Welp, it means that the EU basically wants payment sovereignty.
And Europe doesn’t want everyday payments to depend so heavily on @Visa, @Mastercard, and other non-European rails.
And tbh, I get it, because if you’re trying to build financial infra for the future, you need a payment system that matches where tech is going.
If most of that system is run by outside entities, it becomes harde
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Things I'd like to see in more crypto cards & neobank
1. USD cashback + points
2. Spending reports by week, month, category
3. Cleaner tax/export tools
4. Higher daily ATM limits & lower fees
5. More premium card tiers (Visa Signature, Infinite, Metal, etc)
6. Direct plug-in into localized payments infrastructure
7. Multi-currency accounts with lower FX fees
8. Shared family/team cards with permission controls
9. Rebate systems for loyalty users + personal concierge
10. Real-time card controls such as freeze, limit, merchant block, etc
What else?
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This is how much money exited spot ETFs over the past 30 days
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“Institutional adoption” is making a full 180° turn.
For years, everyone waited for pensions and sovereign wealth funds to show up as the bid.
Now, Franklin Templeton is building the products to sell to them.
Franklin just:
→ Closed its 250 Digital acquisition
→ Launched Franklin Crypto (a dedicated crypto division)
→ Grew its tokenized asset suite from ~$768M to $2.5B in a year
→ Filed two ETFs that turn stock dividends into BTC exposure
Over that same stretch, the broader onchain RWA market grew from ~$11.8B to ~$32.3B. For context, Franklin manages $1.78T.
The sad part: institutions probabl
BTC0.85%
RWA0.42%
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Chain dominance in neobank since March 2026.
What do you notice?
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Stablecoins are about a ~$315B market, with USDT making up around 59% of that alone.
But the problem is that using USDT cross-chain is annoying af, because when you want to put those stables to work or trade with them, you have to bridge and worry about fees.
That's the exact problem @unifi_x is trying to clean up.
Instead of making you manually move USDT around, Unifi lets you deposit from major chains, handles the routing in the background, and gives you the option to switch into PLUS Mode for 5% yearly base interest.
On top of that, they got backing from LINE NEXT, the Web3 company connecte
TRX1.08%
SOL1.72%
ETH5.41%
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Sixth consecutive week of net outflows 😢
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