# Basel

Basel Committee Finalizes Crypto Reserve Rules as Banks Clear Path for Spot Holdings
A closed-door session ended with open doors for balance sheets. On July 10, 2026, the Basel Committee published its final standard on bank exposures to digital assets, setting a 2% Tier 1 capital cap for Group 2 crypto like BTC and ETH, while tokenized deposits and stablecoins meeting reserve rules fall into Group 1a with zero risk weight. The framework takes effect January 2027, but custody pilots can start now.
The nuance is in the buckets. Group 1a covers tokenized cash and Treasuries with daily redemption,