Retail investor: I'm 52. Feels too late for me to start with this stuff.


Me: You planning to die at 60?
Retail investor: ...no. Hopefully 85, 90.
Me: So you've got 30+ years of compounding left & you're calling it "too late"?
Retail investor: I guess I always thought investing was a young person's game.
Me: The best time was 20 years ago. But money invested at 52 still likely doubles a few times before you need it. & selling portfolio secured puts pays you income NOW, not just decades out.
Retail investor: So I can build AND get income along the way?
Me: Exactly!
Don't talk yourself out of 30 good years because you "started late"...
Late beats never every single time.
Build the base, sell portfolio secured puts, & keep it simple.
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