InvestingWithBrandon

I haven’t met a single person that beat the SP500 doing the wheel strategy in the last 10 years as their primary strategy.
NOT ONE.
What does that tell you?

MARKETS DO NOT NEED TO CRASH JUST BECAUSE THEY LOOK A LITTLE HOT.
People hear “valuations are elevated” & instantly jump to “bear market is coming, head for the hills.”
I do think valuations are hot now, but I am not calling for a MAJOR crash (possible though).
The market can trade sideways for a long time while earnings catch up. It does not have to drop 15% just because fair value might be 15% lower. Short term price action is irrational more often than not.
Here is the part most investors miss.
Waiting for the "perfect" crash usually destroys more wealth than volatility ever will. You might

🔴RETAIL INVESTORS SIMPLY DO STOCK OPTIONS COMPLETELY BACKWARDS...
(Let's run through an example)
When the market is falling.
Retail investors want to buy puts.
That bids up the put premiums.
That makes put more expensive.
They are buying puts as the market is getting cheaper and safer (falling)
We will use this to our advantage.
Instead of bring like the herd & buying puts when things are falling and becoming cheaper/safer.
We will sell puts usually with a duration of a year other than longer. (MUCH SAFER AND EASIER TO REPRODUCE)
We will collect max premium and reinvest that back I to the com

🔴Selling covered calls is the most popular herd mentality "options strategy" on earth.
Let me explain.
Covered calls means you own the shares, that's what makes it covered.
If you own the shares, you are bullish right?
Hope so!
So what does selling calls actually mean?
Well, you are agreeing to sell your shares at a certain price in a certain timeframe.
Sounds good right?
You get to sell your shares for a profit and collect the premium.
In theory, sure.
But in the real world, there is a MAJOR problem.
CAPPING YOUR UPSIDE!
I can't tell you how many people I have talked to that bought shares ca

🔴Stop making 30+ trades a month.
That's one of the dumbest things you can do.
Why?
Because there is not 30 "table pounders" every month.
Trust me, you will do MUCH better if you simply make plays on ultra high confidence plays only and make bigger bets when they come.
Understand that some months there might only be a few compelling plays, but some months there may be dozens.
Let the market come to you & be patient.
More trades does not equal more money.
It's often the exact opposite.

🔴If you sell cash secured puts, just know that you are making a MASSIVE mistake.
Selling puts means you are BULLISH on a company, yet you wanna let a bunch of cash sit there and do nothing...
Why not use the cash to buy shares of the company you are bullish on...
Secure the trade with that.
& guess what, you will not be on margin.
No margin interest.
Simply securing the puts with your portfolio, not cash.
Cause guess what, shares can be sold for cash if you gotta take assignment.
Many will say this is risky.
But you are simply wrong.
Keep your ratios in check.
Quality companies.
Quality valua

🟢How to fix your portfolio in 2026:
NO Day trading
NO Swing trading
NO Covered calls
NO Cash secured puts
NO BS
INSTEAD, I DO THIS:
- Build base portfolio
- Sell portfolio secured puts (not cash secured)
- Buy LEAPS with the premium from sold puts
- BUY shares with the premium from sold puts
(all options durations are 1+ year long)
(much safer, easier, profitable, & reproducible)
Simple wins.

你現在的覆蓋買權有一個巨大問題。
我打賭你們一半是價內的，像群羊一樣向上滾動和展期。
你擁有一隻你實際喜歡的股票的100股。
你賣出了一個價值300美元的看漲期權，想感覺有成就感。
股票漲了20%。
現在你把一個2000美元的贏家讓給了一個陌生人，換來你已經花掉的300美元。
你正朝著每股盈餘增長的方向滾動。
這就是你如何限制你原本看對的股票的方式。
我改為賣有資產擔保的賣權，讓我的贏家無限制地跑。

🔴It's now May of 2026.
For 95%+ of retail investors:
- Day trading still doesn't work.
- Swing trading still doesn't work.
- Cash secured puts still suck.
- Covered calls still suck.
- Spreads still suck.
The problem for retail "investors"?
They will continue to do the same thing & expect a different result.
Me?
- I will continue to build my base portfolio
- Sell portfolio secured puts (not cash secured)
- Buy leap calls when it makes sense
- Keep ratios in check
- Do all 1+ year option contracts
- Continue to capitalize in volatility
- Be patient & outperform 95% of all retail investors in t

I DON’T THINK CASH SECURED PUTS ARE BAD
I think they are HORRIBLE
Why?
You sell a put.
You hold the cash.
You collect premium.
Looks smart.
But if you have $100,000 sitting in cash just to collect $5,000, you better ask what that $100,000 could have been doing somewhere else.
That is why portfolio secured puts win.
No cash drag like CSPs have.
Ratios always in check to be fine in major crashes.
Actually beat the market in the long run.

If you do short duration option contracts, you are about to get DESTROYED!
Here's why longer duration option contracts (1+ year) are better than short duration contacts (1 month)
1. The number one thing that moves the price of a stock in the long term is what the EPS does. If you give a company 1 month to "boost EPS" they can't do it. If you give them 1 or 2 years, they likely can. So buying a good company at a good price & giving them time to boost EPS will likely result in a higher share price in 1 or 2 years. (Also why selling longer duration portfolio secured puts is a MAJOR HACK!)
2. I on

People underestimate how much $1 can grow.
$1 invested at 11% annual returns turns into:
- $8.94 in 20 years
- $238 in 50 years
(brainless SP500 returns here)
BUT WHAT IF THERE WAS A WAY FOR YOU TO GET 20% PER YEAR...
$1 invested at 20% annual returns turns into:
- $53 in 20 years
- $20,283 in 50 years
(my CAGR in last 10 years is 23% FYI)
Now think about this:
Every dollar you spend on things you don’t need isn’t just a dollar lost today...
IT'S THOUSANDS LOST IN THE FUTURE...

如何在2026年立即投资10万美元：
（不过适用于任何金额）
$40k $VOO
$40k $Q
$20k 个别公司
出售一年期的看跌期权组合，保证金不是现金，而是公司符合以下标准：
1. 必须低于内在价值。
2. 必须有护城河。
3. 必须具有定价权。
4. 必须拥有持久的竞争优势。
5. 如果我被分配股票，我必须愿意长期持有，我可以使用轮盘策略，耐心“抛售”股票（如果我想的话）。
关键提示：
- 组合保证金，而非现金。
- 我保持比例平衡，所以如果我被分配，基本组合可以用来产生现金以应对分配。
- 做一年期合约。
- 如果遵循上述五点，你被分配的概率较低，但即使被分配，也没关系！因为这是一个以极佳价格购买优质公司的好机会。
- 这让我在短短几年内积累到几百万美元……说实话，如果你有正确的框架，这比大多数人想象的要容易得多。

If you held a gun to my head and said "Brandon, beat the market in the next 10 years or you are dead"
I would say, no problem.
There is a 99% chance I will.
This is exactly how.
First off, "the market" is the SP500.
We will say I have a $1m account to start.
The first thing I would do to beat the market is to simply buy the market.
So I would buy $1m of $VOO (SP500 ETF)
Second, just buying the market via $VOO will actually underperform a tad because of the expense ratio... no prob
So here is the spot that matters to beat it.
In that 10 year period, I would be patient, sitting, & waiting for a