InvestingWithBrandon

Lots of fear spreading this weekend about the dangers of AI and what superintelligence could eventually mean.
OpenAI may delay its IPO until next year because of it. Or maybe this gives them more time to improve their growth numbers and pursue a higher valuation. Impossible to know.
Regardless, AI is evolving insanely fast. I see it personally, and I’m sure many of you do too.
This is exactly why I lean SO HARD toward owning companies with clear moats and staying away from pure speculation. Some companies are simply too difficult to evaluate right now. They may have performed well in the past,

Put your kid through college & then ask the university for the tuition back... while your kid keeps attending classes.
They'll laugh you out of the admissions office. "You either paid for it or you didn't."
But that's exactly what I do every single month.
My shares ( $VOO / $Q) sit there compounding ~11% a year. Nothing gets spent. Nothing gets moved.
Those SAME shares secure the portfolio secured puts I sell for another ~15%.
Same money. Two returns. Never on margin. Ratios always in check.
That's how 10% quietly becomes 25%.
And 25% is the difference between $1M and $62M over time.
Portfolio

I have over $3 MILLION bucks in the stock market in
$VOO & $Q
That will average 11% annually in the long run.
I’ll make $330k a year on average for doing NOTHING
This doesn't even account for the $25k+/mo I make with 1+ year portfolio secured put options
Fibonacci that!

Almost everyone who buys calls gets SMOKED
Here's how I buy them and actually come out ahead.
The killer is theta. Buy a short dated call and the clock drains it every single day the stock doesn't take off.
So I refuse to play that game.
When I buy a call, it's a LEAP. One to two years out, bare minimum.
That long runway means theta barely touches it day to day, and the company gets real time for earnings to grow & the share price to follow the EPS.
And I only buy them on great companies at good prices..
I'm not buying a Friday lottery ticket like most ppl.
I'm buying time on a great company I

A lot of people day trade, do cash secured puts, covered calls, poor man covered calls, & spreads.
A lot of people also underperform the Nasdaq in the last 6 ish years...
$HOOD publishes this to show how bad the investors on their platform do in relation to buying $Q & doing literally nothing.
This should open your eyes...
Buying great companies for less than they are worth & only magnifying ultra bullish setups with 1+ year options is where the money's at.
One day you will believe me...
Here's my source if you wanted to learn more:

Unpopular opinion…
What the Fed does next week doesn’t matter.
If a 0.25% hike breaks your thesis… you didn’t have a thesis to start.

Retail investor: I trade short term options. Faster expirations, faster money. More theta.
Me: How do you know which way the stock moves in 5 days?
Retail investor: I read the charts, watch the setups...
Me: Be honest. Does anyone actually know what a stock does next week?
Retail investor: ...no. Even when I'm sure, I get it wrong half the time.
Me: Right. The short term is pure noise. So selling weeklies is just guessing a coin flip 52 times a year...
Retail investor: & you don't do that?
Me: I sell portfolio secured puts a year+ out. I'm not guessing next week, I'm betting a great company bo

"But Brandon, you're selling all these puts... what if the market crashes & you get assigned EVERYTHING?"
Put a gun to my head & ask me how much cash I could come up with in 7 days.
Millions. Because my base portfolio IS the cash. $VOO, $Q, elite companies... all sellable in seconds if I ever truly needed it.
That's what "portfolio secured" actually means. The collateral is real, liquid, & compounding the whole time.
& because my ratios are always in check, I never sell more puts than that base could cover even after a 50% crash...
No margin calls. No forced selling. No pants down.
People some

I realize nobody likes volatility.
Nobody likes to see red in their accounts.
Oil. Inflation. Ai. Iran. Bond yields. Ext…
This time is NOT different!
There will ALWAYS be something to worry about. Always.
So guess what…
What we are seeming now is a NORMAL & HEALTHY thing in the stock market.
Also… please ground yourself in reality.
The SP500 & Nasdaq had amazing years so far. We’re also within a few percent of ATHs.
Nobody should be complaining now!
I’m kicking back and slowly capitalizing when it makes sense. If the market crashes, I’ll be sleeping well at night.
Continue to buy ELITE com

Retired at 31 with stocks & options. Here's what I didn't have:
No inheritance.
No rich parents.
No complicated finance degree.
No flashy Wall Street job.
No lucky meme stock.
No crypto moonshot.
No 100x trade.
Here's what I did have:
A base of $VOO + $Q + Elite companies
A rule to only buy ELITE companies/ETFs when they're below fair value.
Portfolio secured puts sold a year+ out, secured by that base instead of cash.
Every premium reinvested. Ratios sized so a 50% crash will be just fine.
12 years of doing that & nothing else & this will beat 95%+ of everyone in the long run on a total ROI b

Almost everyone says options are risky. Here's what's actually risky in most portfolios.
$100k in a savings account losing to inflation every day.
A covered call capping the upside on your best stock right before its best year.
A weekly call you bought because a guy on YouTube said so.
Cash you've held for 3 years waiting for a crash you won't buy anyway.
None of those show a red number. That's why they feel safe.
Now the "risky" thing I do. Buy great companies/ETFs at good prices and only when the setup is very compelling, sell 1+ year portfolio secured puts to magnify the expected bullish mo