InvestingWithBrandon

Almost everyone says options are risky. Here's what's actually risky in most portfolios.
$100k in a savings account losing to inflation every day.
A covered call capping the upside on your best stock right before its best year.
A weekly call you bought because a guy on YouTube said so.
Cash you've held for 3 years waiting for a crash you won't buy anyway.
None of those show a red number. That's why they feel safe.
Now the "risky" thing I do. Buy great companies/ETFs at good prices and only when the setup is very compelling, sell 1+ year portfolio secured puts to magnify the expected bullish mo

I make about $29k a month with options. Here's what my Wednesday actually looked like:
7:40am... opened the laptop. Checked if anything on my watchlist dropped below fair value. Nothing did. Check catalysts in the market and study the data that dropped.
7:46am... closed the laptop.
That's it. That was the workday.
NO day trading. NO covered calls. NO cash secured puts. NO 0DTE. NO screens.
Most days there's nothing to do because the trades are already built right. Great companies. Below fair value. Portfolio secured puts a year+ out, 10% under, secured by my $VOO + $Q + Elite individual compan

🟢How to fix your portfolio for 2027:
NO Day trading
NO Swing trading
NO Covered calls
NO Cash secured puts
NO BS
INSTEAD, I DO THIS:
- Build base portfolio (SP500, Nasdaq, Elite companies)
- Sell portfolio secured puts (not cash secured)
- BUY shares with the premium from sold puts
- Buy LEAP calls with the premium from sold puts
(all options durations are 1+ year long)
(much safer, easier, profitable, & reproducible)
Keep ratios in check to be fine in DEEP crashes.
Simple wins.

Imagine a guy who knocks on your door every single day offering to buy your house.
Monday: "I'll give you $500k!"
Tuesday: "Actually... $430k."
Wednesday: "MARKET'S CRASHING. $350k, final offer!"
Thursday: "Never mind. $520k."
Same house. Nothing changed. He's just manic.
You'd never let that lunatic decide what your house is worth...
But that's EXACTLY what people do with stocks.
The price on your screen is just Mr. Market's mood that day... not what the company is worth.
The earnings decide what it's worth. His panic prices are just offers.
& when he shows up terrified offering me a great co

THE STOCK MARKET IS DOING THE UNTHINKABLE RIGHT IN FRONT OF US
Estimated EPS Q3 growth 28.5% YoY
Forward PE of 19.5
Economy ok
Interest rates ok (but on radar as they drift higher)
This is not a "bubble" being propped up by hype
This is a market being driven by REAL earnings strength
When profits are this strong, prices HAVE a reason to go higher
That is how markets work
EPS is strong & share prices will follow that in the long run
Will we get pullbacks & volatility? Of course!
But the long term investor will continue to win...

Retail investor: I pulled out. Market's way too volatile right now, too risky.
Me: What do you think happens to great companies when the market drops?
Retail investor: They... go down too?
Me: They go on SALE. Same elite businesses, lower price. & fear makes option premiums fat at the exact same time.
Retail investor: So a drop is actually... good for you?
Me: It's the best buying window of the year. While everyone panics, I'm selling portfolio secured puts & collecting fat premium & taking that to buy calls for bottom dollar cause nobody wants them.
Retail investor: So volatility isn't the ri

Retail investor: I trade short term options. Faster expirations, faster money. More theta.
Me: How do you know which way the stock moves in 5 days?
Retail investor: I read the charts, watch the setups...
Me: Be honest. Does anyone actually know what a stock does next week?
Retail investor: ...no. Even when I'm sure, I get it wrong half the time.
Me: Right. The short term is pure noise. So selling weeklies is just guessing a coin flip 52 times a year.
Retail investor: & you don't do that?
Me: I sell portfolio secured puts a year+ out. I'm not guessing next week, I'm betting a great company boug

I have over $3 MILLION bucks in the stock market in
$VOO and $Q
That will average 11% annually in the long run.
I’ll make $330k a year on average for doing nothing
This doesn't even account for the $25k+/mo I make with 1+ year portfolio secured put options
Fibonacci that!

The average new car payment is over $700 a month now.
Here's what $700 a month does in the market instead, using nothing fancy... just $VOO & $Q compounding at what they've historically done.
10 years: roughly $150,000.
20 years: roughly $580,000.
30 years: well over $1,500,000.
That's the actual price of the truck. Not $55,000. A million and a half.
I'm not saying never buy a nice truck. I'm saying know what you're trading for it.
Most people have a $700 payment & a $0 brokerage account & genuinely can't figure out why the rich keep getting richer.
The truck depreciates the second you drive i