InvestingWithBrandon

Someone paid me over $18k to agree to buy their $NVDA shares at $180... 2 years from now
Say that out loud. It sounds fake
They handed me $18k, instantly, for a PROMISE
A promise to buy a company I already love, at a price I'd be thrilled to pay
If $NVDA never drops there? I keep the $18k for nothing.
If it does? I buy a great company at a discount... & STILL keep the $18k.
& my base portfolio secured the whole trade, so no cash drag like CSP
This is the power of the portfolio secured put

Since 2018 to right now, my true ROI has been crushing the SP500.
No gambling option strategies
No day trading or chasing the "hot" stock
No guessing
No worrying about market crashes
Just a simple and proven system for over a DECADE
(honestly longer than a because cause thesis very similar to what Warren Buffett does)
Keep in mind, this ROI was through legitimate BEAR markets & BULL.
If I started this from the bottom of 2022 like most "gurus" do, my ROI would be MUCH higher.
(but I don't because making money only in a bull market doesn't say much... everyone does)
The true test is how you do i

Retired at 31 selling options. No inheritance. No lucky coin flip. No rich parents.
I don't day trade. I don't read charts. I couldn't tell you what the market did this morning & I don't care
I buy great companies for less than they're worth & use long duration options to magnify the most bullish setups
Then I sell portfolio secured puts & take the cashflow to buy more shares & calls.
10 minutes a day
It's not complicated
It's just the opposite of everything they taught you
Fibonacci that Bollinger band VWAP RSI that!

Retail investor: I can't figure this market out. $Q was at $558 not that long ago &now it's pushing $715. Nothing makes sense.
Me: What do you think changed between those two prices?
Retail investor: I mean... something big must have, right? That's a 30% swing.
Me: Has the EPS growth been strong this year?
Retail investor: ...VERY
Me: So the market fell below fair value in April & at the same time EPS growth is VERY strong & you are shocked the market made a big move like this?
Retail investor: Honestly... when we say it that way it all makes sense. There is just so much noise online it's hard

Retail investor: I jump out when things get scary, then hop back in once it's safe.
Me: You know the best days almost always come right after the worst ones?
Retail investor: ...they do?
Me: Miss just the 10 best days over a couple decades & your returns get cut nearly in HALF... & those days cluster right in the middle of the panic you're running from.
Time in the market > timing the market

Retail investor: If you're so confident in your portfolio secured puts, why keep millions parked in boring $VOO & $Q? Put it to work...
Me: That base IS what's working. It's doing two jobs at once, every single day.
Retail investor: Two jobs?
Me: Job one... compounding. Look at the chart. Through 2018, COVID, 2022... it just keeps grinding up & to the right at ~11% a year over time.
Retail investor: Ok, & job two?
Me: It's the collateral for every put I sell. Every premium I've ever collected was secured by those "boring" shares. No cash parked. No margin interest. The base backs the promises

What's the difference between RIGHT NOW & the 2000 Dot Com crash?
Then the PE ratio was 100
Now the PE ratio is 22
Yes... we will experience volatility, but right now is very unlikely to be a bubble like it was then.

Retail investor: I'm holding cash until the next real crash. That's when I'll finally load up.
Me: Look at $VOO's chart real fast. See 2018? COVID? 2022?
Retail investor: Yeah, the dips are obvious in hindsight.
Me: Ok. Did you buy any of them?
Retail investor: ...no. Every single one felt like the start of something worse.
Me: & that's the problem with the "plan." You've already had 3 "crashes" & bought ZERO of them. The next one will feel exactly the same... like the end of the world & you'll likely miss the opportunity again...
My point? No dip ever feels good. The market is usually dipping

Here's the covered call problem on the most boring chart possible. Not a moonshot stock... just $VOO ...
2022... down about 25%. The covered call guy thinks he is a genius as he helped pad his downside a tad.
Then look what this chart does next.
2023... +24%
2024... +26%
2025... +16%
2026... +12% YTD
Back to back to back to back. The 4 years that scaled everyone's accounts well beyond all time highs.
Except the covered call guy got CAPPED. Over & over. Shares called away, rebuy higher, cap again, called away again... all the way up 4 of the best consecutive years in recent memory. He collected