InvestingWithBrandon

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You will NEVER get rich selling covered calls.
Let me explain why.
You own the shares = you're bullish.
Then you sell a call = you cap your own upside.
So when the company you LOVE finally rips 40%, you get called away at your low strike and watch it run without you...
You collected pennies to give away the steak.
Sell portfolio secured PUTS instead.
Take that premium. Buy MORE shares. Let them compound for years.
One strategy caps your upside.
The other stacks it...
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When the market "CRASHES"
Everyone says "Buy the dip"
But do you know what it feels like to actually buy during a "meltdown" as an average retail investor?
- Your portfolio is red.
- The news says the world is ending.
- You second guess everything.
- You end up panic selling... at the exact wrong time.
Happens every cycle.
Smart investors will:
- Buy shares while they are on sale.
- Buy calls when nobody wants them. (cheaper)
- Sell puts when the herd is paying top dollar for them. (selling for max premium)
I always say the emotional aspect of investing is what crushes most retail investors...
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If you get value from my posts, you'll love my 10 Day Stock & Options Transformation Training.
No day trading.
No swing trading.
No BS.
Just Stocks & Options the right way + access to my mastermind Discord community
Get set up here:
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Here's a secret the wealthy will never say out loud:
They don't sell their best shares. Ever.
I plan to hold my core $VOO / $Q / single companies until I die.
My kids inherit them at a stepped up cost basis... meaning all those gains? Taxed at zero.
Meanwhile I'm selling puts against those same shares for cash flow the whole time.
Income now. Appreciation forever. Taxes drastically reduced.
Selling portfolio secured puts let you generate the income WITHOUT ever touching the golden goose.
VOO-0.35%
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🔴If you sell cash secured puts, just know that you are making a MASSIVE mistake.
Selling puts means you are BULLISH on a company, yet you wanna let a bunch of cash sit there and do nothing...
Why not use the cash to buy shares of the company you are bullish on...
Secure the trade with that.
& guess what, you will not be on margin.
No margin interest.
Simply securing the puts with your portfolio, not cash.
Cause guess what, shares can be sold for cash if you gotta take assignment.
Many will say this is risky.
But you are simply wrong.
Keep your ratios in check.
Quality companies.
Quality valua
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Monthly puts vs 2 year puts.
The math that ends the argument.
Market gets cheap.
I sell one 2 year put. Collect $20,000.
You sell monthly puts on the same company.
$1,000 per month average.
To match my $20,000 you need to hit 20 trades in a row.
But here is the problem...
As the market recovers from the dip each monthly put becomes less compelling.
Less undervalued. Less premium. Less margin of safety.
You are forcing trades as the opportunity shrinks.
Meanwhile I deployed $20k at peak fear.
Took that premium. Bought LEAPS.
Bought shares.
Done.
One trade at the right time beats 20 trades at th
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🔴Selling covered calls is the most popular herd mentality "options strategy" on earth.
Let me explain.
Covered calls means you own the shares, that's what makes it covered.
If you own the shares, you are bullish right?
Hope so!
So what does selling calls actually mean?
Well, you are agreeing to sell your shares at a certain price in a certain timeframe.
Sounds good right?
You get to sell your shares for a profit and collect the premium.
In theory, sure.
But in the real world, there is a MAJOR problem.
CAPPING YOUR UPSIDE!
I can't tell you how many people I have talked to that bought shares ca
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🔴Your crappy strike price is why you get smoked with options...
(how to fix it right now)
Most retail investors sell puts with a strike price 5% ish below the current market price to "build a margin of safety"
They usually do this with monthly contracts.
Here's the BIG problem.
5% is not a good enough margin of safety, especially with a 1 month contract where you have no tailwinds of growth behind you.
(as EPS climbs, the stock will follow that up)
The solution is to sell 1+ year puts.
You can pick a strike price 20% below the money, get great premium, build a MUCH better margin of safety, ha
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Retail investor: VIX is spiking so I'm not touching anything until it calms back down.
Me: You know what the VIX actually measures, right?
Retail investor: ...market danger?
Me: Fear. It measures what people are PAYING for options. High VIX means option premiums are expensive.
Retail investor: Right, so... dangerous time.
Me: Dangerous for BUYERS. I'm a seller in times like that. A high VIX means I get paid MORE for the exact same portfolio secured put I am selling. It's literally a rate hike on my premiums.
Retail investor: Wait... so the fear index is helping you?
Me: Every spike. Fear infla
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THE STOCK MARKET WILL MAKE YOU WANT TO DO THE WRONG THING AT THE WORST TIME.
(this crushes most people)
When stocks are expensive and ripping, you feel like buying everything. (usually more risky)
When stocks are cheap and everyone is scared, you feel like selling everything. (usually a better deal)
When a great stock goes sideways, you feel like replacing it. (a big upside move could be close)
When your plan is finally about to work, you mess it up...
The market is not just testing your research/thesis.
It is testing your patience, discipline, & emotions.
Most people do not lose because they
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I have over $3 MILLION bucks in the stock market in $VOO & $Q
That will average 11% annually in the long run.
I’ll make $330k a year for doing nothing
This doesn't even account for the $25k+/mo I make with 1+ year portfolio secured put options
Fibonacci that!
VOO0.63%
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I make about $30k a month with options.
NO day trading.
NO swing trading.
NO covered calls.
NO cash secured puts.
NO monthly contracts.
NO guessing.
INSTEAD I do this.
Build base portfolio (VOO + Q + individual stocks).
Sell 1-2 year portfolio secured puts on quality companies.
Only when the stock passes all 5 criteria.
Take the premium. Buy shares. Buy LEAP calls.
Nothing sits idle. Ratios always in check.
Sell puts when the market is scared.
Buy calls when nobody wants them.
Watch sentiment flip.
Take profits or hold to expiry.
Simple. Repeatable. Works in every market.
Portfolio secured put
VOO0.63%
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MOST INVESTORS WILL SIT OUT THE NEXT 12 MONTHS & REGRET IT FOR 10 YEARS
The headlines are scary. They're always scary.
Meanwhile a small group buying great companies at a discount & using options in a low risk way to magnify ultra compelling setups.
What one are you going to be...
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If you held a gun to my head and said "Brandon, beat the market in the next 10 years or you are dead"
I would say, no problem.
There is a 99% chance I will.
This is exactly how.
First off, "the market" is the SP500.
We will say I have a $1m account to start.
The first thing I would do to beat the market is to simply buy the market.
So I would buy $1m of $VOO (sp500 ETF)
Second, just buying the market via $VOO will actually underperform a tad because of the expense ratio... no prob
So here is the spot that matters to beat it.
In that 10 year period, I would be patient, sitting, & waiting for a
VOO0.63%
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The stock market will NOT go green every year.
Sometimes we will see -40%🔴
Sometimes we will see +40%🟢
If your portfolio can't handle this, you don't have a portfolio, you have casino chips at the blackjack table.
Eventually you will lose if you keep playing.
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If I won 5 million bucks tomorrow, I would immediately do this:
$2m in $VOO
$2m in $Q
$1m in single stocks.
- Sell portfolio secured puts with strikes 10% below the current prices assuming the stock/ETF is near intrinsic value.
-1 year durations MINIMUM.
-Reinvest the put premiums back into more shares/ buy leap calls.
-Portfolio secured, not cash secured.
-Repeat when there is deals for consistent cash flow.
- Keep ratios in check to manage crashes
This is the exact system scaled me to millions, and it can scale you too.
KEEP IT SIMPLE GUYS
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