InvestingWithBrandon

Retail investor: I trade short term options. Faster expirations, faster money. More theta.
Me: How do you know which way the stock moves in 5 days?
Retail investor: I read the charts, watch the setups...
Me: Be honest. Does anyone actually know what a stock does next week?
Retail investor: ...no. Even when I'm sure, I get it wrong half the time.
Me: Right. The short term is pure noise. So selling weeklies is just guessing a coin flip 52 times a year.
Retail investor: & you don't do that?
Me: I sell portfolio secured puts a year+ out. I'm not guessing next week, I'm betting a great company boug

Just sent out my FREE Sunday newsletter covering this crazy market & what to do about it!
Check it out here:

There's an ETF that does nothing but sell cash secured puts on the S&P 500. The ticker is $WTPI.
It sells puts on SPY & parks the cash in T-bills to secure them. Textbook cash secured puts, run by professionals, for years.
Here's what $10,000 did in the last 10 years
WTPI: about $22k it became
The plain S&P 500: about $41k it became
THIS IS WITH ALL DIVIDENDS REINVESTED
Same index. The only difference is one sold cash secured puts & one just owned the stocks.
That's the cash drag. The collateral sits in T-bills earning a little while the market runs without it.
This is why I ONLY do portfolio

Retail investor: VIX is spiking so I'm not touching anything until it calms back down.
Me: You know what the VIX actually measures, right?
Retail investor: ...market danger?
Me: Fear. It measures what people are PAYING for options. High VIX means option premiums are expensive.
Retail investor: Right, so... dangerous time.
Me: Dangerous for BUYERS potentially. I'm a portfolio secured put seller in times oh higher volatility. A high VIX means I get paid MORE for the exact same put I am selling. It's literally a "rate hike" on my premiums.
Retail investor: Wait... so the fear index is helping you

I haven’t met a single person that beat the SP500 doing CCs, CSPs or wheel strategy in the last 10 years as their primary strategy.
NOT ONE...
What does that tell you?

When the market "CRASHES"
Everyone says "Buy the dip"
But do you know what it feels like to actually buy during a "meltdown" as an average retail investor?
- Your portfolio is red.
- The news says the world is ending.
- You second guess everything.
- You end up panic selling... at the exact wrong time.
Happens every cycle.
Smart investors will:
- Buy shares while they are on sale.
- Buy calls when nobody wants them. (cheaper)
- Sell puts when the herd is paying top dollar for them. (selling for max premium)
I always say the emotional aspect of investing is what crushes most retail investors...

HOW TO BUILD A CASHFLOW MACHINE WITH $2,000,000:
$800k $VOO
$800k $Q
$400k in elite companies you'd hold a decade
That base compounds ~11% & NEVER gets sold. ~$220,000 a year doing nothing.
Then sell puts secured by that base, NOT cash. Every put passes all 5:
1. Below fair value TODAY
2. Real moat & pricing power
3. Profits growing for years
4. Strike 10% below current price
5. 1 year duration minimum
Premium lands the same day & buys more base.
Bigger base secures bigger puts. Bigger puts pay more premium.
No day trading. No covered calls. No cash sitting dead like a CSP.
10 minutes a day &