InvestingWithBrandon

If you held a gun to my head and said "Brandon, beat the market in the next 10 years or you are dead"
I would say, no problem.
There is a 99% chance I will.
This is exactly how.
First off, "the market" is the SP500.
We will say I have a $1m account to start.
The first thing I would do to beat the market is to simply buy the market.
So I would buy $1m of $VOO (sp500 ETF)
Second, just buying the market via $VOO will actually underperform a tad because of the expense ratio... no prob
So here is the spot that matters to beat it.
In that 10 year period, I would be patient, sitting, & waiting for a

The stock market will NOT go green every year.
Sometimes we will see -40%🔴
Sometimes we will see +40%🟢
If your portfolio can't handle this, you don't have a portfolio, you have casino chips at the blackjack table.
Eventually you will lose if you keep playing.

Retail investor: I just buy and hold index funds. Slow and steady.
Me: Good. Seriously. That's the base. I do the exact same thing with $VOO and $Q
Retail investor: Wait, you hold index funds too?
Me: Of course. The only difference is I don't let them just sit there. I use them as collateral and sell puts against them for another 15% ish on top.
Retail investor: So you're not replacing index investing… you're stacking on it?
Me: Exactly. You're doing step one perfectly. You just stopped before step two.
Retail investor: What if he market crashes with he portfolio secured put?
Me: Ratios are al

I haven’t met a 1 SINGLE PERSON that beat the SP500 in the last 10 years doing covered calls or cash secured puts as their primary strategy.
NOT ONE...
What does that tell you?
(trust me, this comments section would have nothing but ROI screenshots if I was wrong)
I want nothing but for everyone to crush it and make lots of money, but these strategies do not work...
Covered calls cap upside, don't do much to protect downside, & you are bullish & bearish at the exact same time. (bullish to buy shares, bearish to cap upside)
CSP have huge cash drag at a time you are bullish... Won't beat market

Try to argue against portfolio secured puts.
"You could get assigned!" ...assigned a great company, below fair value, at a strike 10% under, with the premium already collected. FINE.
"The market could crash!" ...my ratios are sized so a 50%+ crash can't force a single sale. & crashes make my next premiums fatter. FINE.
"Your collateral is at risk!" ...my collateral is $VOO & $Q & Elite single companies. If those go to zero permanently, money itself has bigger problems. FINE.
"You cap your upside!" ...no, that's covered calls. My base is uncapped & my LEAPs are uncapped. The portfolio secured p

Retail investor: My wife & I keep fighting about investing. She thinks anything beyond index funds is gambling. I want to do more. It's becoming a real thing.
Me: Honestly? You're both right & you're arguing past each other.
Retail investor: How are we both right?
Me: She's right that MOST of what's beyond index funds IS gambling... 0DTE, meme stocks, weeklies. Her instinct is protecting your family from exactly the stuff that torches accounts. That instinct is an asset.
Retail investor: & I'm right because...?
Me: Because there's a version of "more" that isn't gambling. Buying great companies

If I could ask every options trader one interview question, it would be this:
"What is your collateral doing right now?"
The cash secured put crowd answers "sitting there." Tens of thousands of dollars, benched for months if not years, earning nothing, waiting for a potential assignment.
My answer: "compounding." My collateral is $VOO + $Q + ELITE single companies & it grows 10 to 20% a year on average & secures every put I sell at the same time. This is the portfolio secured put.
No cash drag. No opportunity cost. No margin interest. Ratios in check to be fine in deep crashes.
The whole diffe

Retail investor: I always take profits when I'm up 20-30%. Lock in the gains.
Me: On your best companies too?
Retail investor: Especially those. Don't want to get greedy.
Me: So you sell your WINNERS... the elite companies actually carrying your portfolio?
Retail investor: I mean, a gain isn't real till you sell, right?
Me: & then it triples after you're out, you pay taxes on the sale, & you're sitting in cash wondering what to buy next.
Retail investor: ...I've literally done that.
Me: I never sell my winners just to sell them... I often hold them for years & sell portfolio secured puts to pu

Imagine a guy who knocks on your door every single day offering to buy your house.
Monday: "I'll give you $500k!"
Tuesday: "Actually... $430k."
Wednesday: "MARKET'S CRASHING. $350k, final offer!"
Thursday: "Never mind. $520k."
Same house. Nothing changed. He's just manic.
You'd never let that lunatic decide what your house is worth...
But that's EXACTLY what people do with stocks.
The price on your screen is just Mr. Market's mood that day... not what the company is worth.
The earnings decide what it's worth. His panic prices are just offers.
& when he shows up terrified offering me a great co

Here's something that'll blow your mind with options.
I sold a $Q portfolio secured put.
Took the cash flow and reinvested back in $Q
Bought it back later for a fraction of what I sold it for.
Walked away with $20k of $Q shares I basically got out of thin air.
No margin. No interest. No cash drag like CSP. No opportunity cost.
Now here's the part nobody thinks about:
Those $20k of shares?
In 20 years they're worth $100k+
So that ONE put trade didn't make me a few grand.
It made me $100k down the road.
The trade doesn't end when the trade ends with portfolio secured puts.