InvestingWithBrandon

🔴Your crappy strike price is why you get smoked with options...
(how to fix it right now)
Most retail investors sell puts with a strike price 5% ish below the current market price to "build a margin of safety"
They usually do this with monthly contracts.
Here's the BIG problem.
5% is not a good enough margin of safety, especially with a 1 month contract where you have no tailwinds of growth behind you.
(as EPS climbs, the stock will follow that up)
The solution is to sell 1+ year puts.
You can pick a strike price 20% below the money, get great premium, build a MUCH better margin of safety, ha

Retail investor: VIX is spiking so I'm not touching anything until it calms back down.
Me: You know what the VIX actually measures, right?
Retail investor: ...market danger?
Me: Fear. It measures what people are PAYING for options. High VIX means option premiums are expensive.
Retail investor: Right, so... dangerous time.
Me: Dangerous for BUYERS. I'm a seller in times like that. A high VIX means I get paid MORE for the exact same portfolio secured put I am selling. It's literally a rate hike on my premiums.
Retail investor: Wait... so the fear index is helping you?
Me: Every spike. Fear infla

THE STOCK MARKET WILL MAKE YOU WANT TO DO THE WRONG THING AT THE WORST TIME.
(this crushes most people)
When stocks are expensive and ripping, you feel like buying everything. (usually more risky)
When stocks are cheap and everyone is scared, you feel like selling everything. (usually a better deal)
When a great stock goes sideways, you feel like replacing it. (a big upside move could be close)
When your plan is finally about to work, you mess it up...
The market is not just testing your research/thesis.
It is testing your patience, discipline, & emotions.
Most people do not lose because they

MOST INVESTORS WILL SIT OUT THE NEXT 12 MONTHS & REGRET IT FOR 10 YEARS
The headlines are scary. They're always scary.
Meanwhile a small group buying great companies at a discount & using options in a low risk way to magnify ultra compelling setups.
What one are you going to be...

If you held a gun to my head and said "Brandon, beat the market in the next 10 years or you are dead"
I would say, no problem.
There is a 99% chance I will.
This is exactly how.
First off, "the market" is the SP500.
We will say I have a $1m account to start.
The first thing I would do to beat the market is to simply buy the market.
So I would buy $1m of $VOO (sp500 ETF)
Second, just buying the market via $VOO will actually underperform a tad because of the expense ratio... no prob
So here is the spot that matters to beat it.
In that 10 year period, I would be patient, sitting, & waiting for a

The stock market will NOT go green every year.
Sometimes we will see -40%🔴
Sometimes we will see +40%🟢
If your portfolio can't handle this, you don't have a portfolio, you have casino chips at the blackjack table.
Eventually you will lose if you keep playing.

Retail investor: I just buy and hold index funds. Slow and steady.
Me: Good. Seriously. That's the base. I do the exact same thing with $VOO and $Q
Retail investor: Wait, you hold index funds too?
Me: Of course. The only difference is I don't let them just sit there. I use them as collateral and sell puts against them for another 15% ish on top.
Retail investor: So you're not replacing index investing… you're stacking on it?
Me: Exactly. You're doing step one perfectly. You just stopped before step two.
Retail investor: What if he market crashes with he portfolio secured put?
Me: Ratios are al

I haven’t met a 1 SINGLE PERSON that beat the SP500 in the last 10 years doing covered calls or cash secured puts as their primary strategy.
NOT ONE...
What does that tell you?
(trust me, this comments section would have nothing but ROI screenshots if I was wrong)
I want nothing but for everyone to crush it and make lots of money, but these strategies do not work...
Covered calls cap upside, don't do much to protect downside, & you are bullish & bearish at the exact same time. (bullish to buy shares, bearish to cap upside)
CSP have huge cash drag at a time you are bullish... Won't beat market

Try to argue against portfolio secured puts.
"You could get assigned!" ...assigned a great company, below fair value, at a strike 10% under, with the premium already collected. FINE.
"The market could crash!" ...my ratios are sized so a 50%+ crash can't force a single sale. & crashes make my next premiums fatter. FINE.
"Your collateral is at risk!" ...my collateral is $VOO & $Q & Elite single companies. If those go to zero permanently, money itself has bigger problems. FINE.
"You cap your upside!" ...no, that's covered calls. My base is uncapped & my LEAPs are uncapped. The portfolio secured p