InvestingWithBrandon

Retail investor: I'm holding cash until the next real crash. That's when I'll finally load up.
Me: Look at $VOO 's chart real fast. See 2018? COVID? 2022?
Retail investor: Yeah, the dips are obvious in hindsight.
Me: Ok. Did you buy any of them?
Retail investor: ...no. Every single one felt like the start of something worse.
Me: & that's the problem with the "plan." You've already had 3 "crashes" & bought ZERO of them. The next one will feel exactly the same... like the end of the world & you'll likely miss the opportunity again...
My point? No dip ever feels good. The market is usually dippin

Retired at 31 selling options. No inheritance. No lucky coin flip. No rich parents.
I don't day trade. I don't read charts. I couldn't tell you what the market did Friday & I don't care
I buy great companies for less than they're worth & use long duration options to magnify the most bullish setups
Then I sell portfolio secured puts & take the cashflow to buy more shares & calls.
10 minutes a day
It's not complicated
It's just the opposite of everything they taught you
Fibonacci that Bollinger band VWAP RSI that!

Retail investor: My advisor said stock options don't fit my risk profile.
Me: Did he explain the difference between buying weeklies & selling a put on a great company below fair value 2 years out?
Retail investor: No. Just said options are speculative.
Me: Look at that chart. Selling a put on the S&P is a promise to buy the 500 biggest companies in America... at a discount... & getting paid up front for the promise. Portfolio secured means you don't have the cash drag like cash secured puts.
Retail investor: When you say it that way it doesn't sound wild.
Me: Now think about the incentive. A g

Retail investor: I check my positions like 20 times a day. Can't help it.
Me: Look at the 3 month chart below of the S&P500 $VOO. Now cover the last month with your hand.
Retail investor: Ok...
Me: Could you have guessed what that last month looked like from the first two?
Retail investor: No shot.
Me: Right. So what exactly are you learning at 11am on a Tuesday checking the price?
Retail investor: Nothing I guess. It just feels responsible.
Me: It costs you though. Every check is a chance to panic over noise. My contracts are a year+ out on companies I've already valued top be CHEAP. There's

Retail investor: If we get another 2022 I'm going to cash. That year broke me.
Me: Look at that chart. Down over 35%. Now tell me what you did.
Retail investor: Held as long as I could, sold near the bottom, got back in way higher.
Me: So the market took a temporary 35% dip & your reaction made it permanent... You sold when it went on sale...
Retail investor: I know. It still eats at me.
Me: Here's my 2022. Same chart. I sold 1+ year portfolio secured puts the whole way down while premiums were the fattest they'd been in years. Collected the cash flow and reinvested in back in to elite compani

Retail investor: I take profits every time I'm up 25%. Lock it in, never go broke taking gains.
Me: Look at that 5 year chart. How many "25% moves" are on it?
Retail investor: A few... but they kept going after.
Me: Right. So every time you locked in 25%, the thing kept running & you were out. Then you paid taxes on the gain, so you need your next pick to work just to catch back up to taxes paid.
Retail investor: I mean I have to sell sometime.
Me: Do you? Here's what the wealthy actually do. They don't sell their best shares. Ever. They get their cash a different way.
Retail investor: Which i

Someone paid me $64,499 to agree to buy their $META shares at $550... 2 years from now.
Say that out loud. It sounds fake.
They handed me $64k, instantly, for a PROMISE
A promise to buy a company I already love, at a price I'd be thrilled to pay
If $META never drops there? I keep the $64k for nothing.
If it does? I buy a great company at a discount... & STILL keep the $64k.
& my base portfolio secured the whole trade, so no cash drag like CSP
This is the power of the portfolio secured put with ratios in check.

Someone paid me $20,946 to agree to buy their NVDA shares at $180... 2 years from now
Say that out loud. It sounds fake
They handed me $20,946, instantly, for a PROMISE
A promise to buy a company I already love, at a price I'd be thrilled to pay
If $NVDA never drops there? I keep the $20,946 for nothing
If it does? I buy a great company at a discount...& STILL keep the $20,946
& my base portfolio secured the whole trade, so no cash drag like CSP
This is the power of the portfolio secured put

The first 25k is the hardest
but... the first $100k is is a little easier than the first 25k
but... the first $1M is a little easier than the first 100k
but... the first $2M is a little easier than the first 1m
One you get one level the second comes faster
Trust me!

Retail investor: S&P just hit a record. I'm waiting for a pullback before I put anything in.
Me: How long you been waiting?
Retail investor: Since like April honestly.
Me: & what did the SP500 $VOO do since then?
Retail investor: ...up. I know.
Me: So you got a dip then when the world was "melting" with the Iran situation & you did nothing about it... I suspect you won't buy the next dip when it comes because they never feel good...
Retail investor: YEA... When the market falls I always panic and want to buy in lower & lower but never do then it rebounds without me
Me: You gotta understand tha

Retail investor: Everything's expensive right now. There's nothing to buy.
Me: The index is near highs, sure. Did you look inside it?
Retail investor: What do you mean inside it?
Me: Chips/banks/semis/memory/retail/energy... There's a full panic happening inside a market sitting near records.
Retail investor: Huh. I only ever look at the index level.
Me: That's the mistake. "The market" isn't one thing. There's always a sector getting wrecked while everyone stares at the headline number.
Retail investor: So that's where you look.
Me: YES... There is almost always opportunity somewhere. I ask