Visa: Stablecoins Are Reshaping Business Backends

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Payment giant Visa announced a series of strategic expansions around stablecoins, tokenization, and AI at its annual payments forum. Its Chief Product and Strategy Officer Jack Forestell pointed out, "AI is changing the front end of business, while stablecoins are reshaping the back end." Official data shows that by March 2026, the annualized settlement volume of stablecoins processed on VisaNet has reached $7 billion, and the company is currently working to extend seven-day uninterrupted on-chain settlements from card-issuing banks to acquirers. In terms of tokenization, Visa will build a technical layer for "tokenized deposits," allowing banks to convert traditional deposits into programmable, 24/7 digital currencies while retaining funds on their balance sheets. Additionally, Visa has partnered with OpenAI to enable developers and merchants to accept Visa payments initiated by AI agents under user-set limits and approval conditions. (TheBlock)
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GateUser-9568ced5
· 2h ago
Tokenized deposits are a clever move; banks don't want to lose deposits but also want to tap into on-chain liquidity. Visa has built a bridge for this.
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LiquidationLineInTheReflection
· 2h ago
Traditional payment giants are fully embracing on-chain—this signal is stronger than any VC “call.” The data from March 2026 shows they’ve been doing it for a while.
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PositionLikeACat
· 2h ago
The interesting point about collaborating with OpenAI is the AI payment on behalf of users with user-set limits—how would you design that trust model? Looking forward to the technical details.
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GateUser-14d03834
· 2h ago
Seven-day settlement is a necessity for cross-border merchants, but can the compliance framework keep up? Especially regarding the responsibility attribution for AI-initiated payments.
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0XNightRun
· 2h ago
Visa is trying to turn itself into on-chain infrastructure? A settlement volume of 7 billion isn't huge, but the nonstop operation for seven days is impressive; traditional SWIFT really can't do that.
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