In 2019 my car insurance was $98 a month.


Today it’s $262 a month.
I pay $3,144 a year for something I’ve never once used and every year the letter comes.
“Due to market conditions your rate has increased.”
Market conditions, just market conditions.
I am being charged for other people’s accidents.
Other people’s fraud and other people’s bad decisions.
And I have no choice.
Because driving without insurance is illegal.
So they can charge whatever they want.
And I can pay it or walk.
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