Overly frugal habits can cause a person to lose the desire to earn money.


The paycheck-to-paycheck crowd is the most motivated at work.
The more savings you have, the less motivated you are to work and earn money.
When you have no debts and 1 million yuan in savings, a monthly salary of 10k yuan no longer excites you.
Especially when your monthly expenses are only one or two thousand yuan.
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