Ripple has set a hard deadline for ripple:native Ledger: complete quantum resistance upgrade by 2028.

This is the first among mainstream public chains to formally include post-quantum migration in its roadmap and even schedule it.
Previously, discussions about quantum threats mostly stayed at the "early stage" level.
This time, Ripple is different—divided into four phases, with phase 2 already underway: testing post-quantum algorithms standardized by NIST on real workloads, integrating ML-DSA signatures on AlphaNet, and collaborating with Project Eleven to benchmark validators.
It's genuinely migrating, not just issuing statements.
Why is Ripple taking the lead? Because XRPL has a structural advantage.
It natively supports key rotation—changing keys without moving funds or changing addresses.
Bitcoin can't do this.
A report from Citi last month highlighted this point: BTC is more vulnerable than ETH, not because of technical flaws, but because upgrades require full network coordination, which is slow.
And currently, about 6.9 million BTC public keys are exposed on-chain.
Migrating would be a long-term coordination challenge.
Short-term, there's no need to panic, but in the long run, the quantum threat introduces many uncertainties for the industry—definitely not as simple as some so-called wealth-free bosses claim: "No problem!"
But one thing worth noting is the pace: Ripple aims to complete the upgrade by 2028, earlier than most people's estimated Q-Day.
This move is less about defending against quantum and more about grabbing the "quantum-resistant" label first—institutions value certainty most.
Whoever clarifies the migration path first gains trust.
So, from this perspective, quantum upgrades are not just simple software updates but could be a long-term, multi-year discussion involving numerous new wealth opportunities.
ripple:native bitcoin:native