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These days, I've been a bit annoyed by multi-chain wallet hassles, with assets spread across several chains, and when I need to use them, I end up spending a long time searching.
Later, I simply accepted one thing: don't pursue "looking very organized," but rather "knowing at any time which money is for what."
My current approach is pretty simple: only keep long-term and margin-related funds in the main wallet, and treat other chains as small change wallets;
every time I cross chains, I just write a note like "why transfer, what am I preparing for," otherwise I forget after a couple of weeks.
I understand the recent complaints about on-chain data tools and tagging systems being laggy; honestly, don't rely too much on automatic categorization—it's still crucial to leave traces yourself.
For larger positions, I’m even lazier about splitting them up, preferring fewer chains—after all, surviving is more important than a "full-chain layout."