Project Progress

Garlinghouse called XRP Ripple’s North Star linking Payments Prime and Treasury products around XRP and RLUSD. Ripple is advancing institutional use cases including XRPL tokenization with Aviva Investors. He sees renewed momentum for the CLARITY Act tying regulatory clarity to XRP

Author: CoinW Research Institute 1. Project Overview ai.com is an AI agent that officially launched its Beta testing on February 9. ai.com targets the consumer market, allowing users to generate a personalized AI Agent by reserving a username. Each agent is equipped with a controlled virtual computer environment capable of sending messages, managing emails and schedules, calling third-party applications, and even conducting stock trading. Compared to traditional AI products that focus on conversational interaction, ai.com emphasizes the AI's executability, upgrading from information generation to actual operations. In terms of product capabilities, ai.com benchmarks open-source intelligent agent frameworks like OpenClaw and emphasizes enhancing usability and security through permission isolation and controlled execution environments, reducing the barrier to entry for the Agent framework and making it more aligned with everyday user scenarios. The establishment of ai.com is related to its domain name itself being registered in

CertiK has enhanced its client checks and monitoring following criticism related to an audit of a project linked to the illicit Huione marketplace. CEO Ronghui Gu emphasized the need for institutional-level standards in response to evolving risks, despite currently having no plans for a public listing.

Ripple President Monica Long has described this year as a defining period for Ripple and XRP due to institutional adoption at scale Key Points Ripple President Monica Long has declared this year a turning point for institutional adoption at scale. She expects the full impact of this adoption p

Ripple’s CEO, Brad Garlinghouse, recently addressed the ongoing turbulence in the cryptocurrency market, emphasizing XRP’s importance to the company’s future. During his appearance on X Spaces, Garlinghouse reassured the community that XRP remains central to Ripple’s operations. Despite the market’s

February 12 News, Pi Network has set a final deadline for the mainnet node upgrade. The Pi core team confirmed that all mainnet nodes must complete the system update by February 15, 2026, or risk disconnecting from the network. This upgrade is part of the overall protocol evolution, with node software being upgraded from version 19.1 to 19.6, aiming to improve stability and pave the way for subsequent features. The team initially planned to complete the upgrade by February 12, but due to network congestion and technical challenges, the deadline was extended to February 15. Officially, this upgrade is the first step in a multi-phase process, with new versions to be released gradually to improve the mainnet architecture and enhance security.

Pengu Penguin collaborates with Visa and KAST to launch the Pengu Card, a crypto payment card supporting 170 countries worldwide, focusing on stablecoin transactions and up to 12% cashback. The card comes in three tiers, offering attractive cash rebates and annualized deposit yields, with a waitlist registration now open. Successful referrals can earn a premium card. This marks Pengu Penguin's entry into the retail financial market, enabling users to pay with crypto assets in their daily transactions.

Elon Musk announced at the xAI all-hands meeting on Wednesday that X Money plans to launch in the next 1 to 2 months as a "limited beta," currently undergoing closed testing within the company. He described X Money as a "game changer" that will become a hub for all funds and currency trading. X has 1 billion installed users and approximately 600 million monthly active users. X Money aims to integrate social, communication, content, and financial services.

Foresight News reports that USD.AI has launched the Level Up mechanism, where participants can gain rights by locking Pendle YT. The CHIP token ICO will be open from February 22 to 27, with an FDV of $300 million. Users can choose different strategies to lock tokens, enjoying refunds and discounted valuations, and can also obtain monetization opportunities through airdrops.

Sonic Labs focuses on strengthening the value of its S token. Sonic plans to build and acquire core applications and infrastructure, with integrated revenue streams. Sonic Labs, the blockchain development company formerly known as Fantom Foundation, announced that it is going to focus on

Ethereum Foundation AI Lead Davide Crapis and Ethereum Co-Founder Vitalik Buterin proposed using zero-knowledge proofs to ensure user privacy during interactions with large language models, while also preventing spam and abuse. Each time a user sends a message to the AI chatbot, an API call is triggered. They stated that the core challenges faced by users and providers are privacy, security, and efficiency.

February 12 News, Ripple is accelerating its expansion in Europe. Following the receipt of two regulatory licenses in early 2026, Ripple has also partnered with European asset management giant Aviva Investors, allowing their traditional funds to be custodyed on the XRP Ledger (XRPL) in a tokenized form. This move is seen as an important step for Ripple to connect traditional finance with decentralized finance. In recent months, most Layer 1 payment networks have been establishing collaborations around stablecoins and DeFi applications to expand capital inflows and use cases. Ripple’s approach is clearer: first obtain a compliant identity, then introduce traditional financial assets onto the chain, fundamentally reshaping the application structure of XRPL. Previously, Ripple obtained regulatory licenses in the UK and Luxembourg, enabling its blockchain infrastructure to legally integrate into the European payment system and providing institutional support for the on-chain ecosystem of XRP.

On February 12, the Stellar Development Foundation (SDF) announced at the Hong Kong Consensus Conference that the non-custodial wallet TopNod will officially join the Stellar network. This marks an important step for SDF in accelerating its expansion into the Asian market. In the region, Stellar faces fierce competition in cross-border payments and asset tokenization from public blockchains such as Solana, TON, and XRP. TopNod uses sharded keys and Trusted Execution Environment (TEE) technology to achieve a secure architecture without the need for mnemonics, focusing on tokenization of real-world assets (RWA) and stablecoin applications, rather than short-term speculative tokens. Although the project’s visibility outside the Web3 community remains limited, its product positioning aligns closely with Stellar’s current institutional strategy.

BlackRock is actively exploring decentralized finance, collaborating with Uniswap Labs and Securitize to open its tokenized U.S. Treasury bond fund "BUIDL" for on-chain trading. This allows eligible investors to purchase the fund directly through UniswapX technology. This partnership marks BlackRock's first time introducing tokenized products into DeFi trading, sparking market interest and causing the Uniswap governance token UNI to rise over 20%.

On February 12, news broke that WLFI, a cryptocurrency project associated with the Trump family, announced the launch of a foreign exchange platform called World Swap. The announcement was made by co-founder Zack Folkman at the Consensus conference held in Hong Kong, China, quickly attracting market attention. The launch of World Swap signifies that WLFI is officially entering the digital foreign exchange and cross-border payment sectors. The platform will build multiple application scenarios around its core stablecoin USD1, aiming to create an integrated financial system covering payments, lending, exchange, and other functions. According to Zack Folkman, WLFI plans to hold an event later this month at Mar-a-Lago in the United States, where more product roadmaps and partnership updates will be announced.

On February 12, the Sui Foundation announced that the synthetic USD suiUSDe supported by the Ethereum ecosystem has officially launched on the Sui mainnet. This is the network's first native synthetic USD asset, marking a significant step forward for Sui in decentralized financial infrastructure and providing new tools for on-chain leverage trading, lending, and liquidity strategies. suiUSDe (also known as eSui Dollar) has been integrated into the Sui core financial system and is the first synthetic USD to receive support from DeepBook Margin. DeepBook Margin is Sui's on-chain leverage and liquidity platform, offering unified clearing, risk control, and settlement modules. With this system, developers can quickly deploy financial products based on suiUSDe without building complex risk frameworks themselves.

February 12 News, decentralized derivatives platform Lighter announced the launch of its first batch of on-chain perpetual contracts linked to major Korean stocks, covering Samsung Electronics, SK Hynix, Hyundai Motor, and the Korea Composite Stock Price Index. Traders can use up to 10x leverage for long and short positions without brokers, custodial accounts, or trading hours restrictions. All contracts are settled in cryptocurrencies. This launch is seen as an important step in integrating traditional finance with on-chain derivatives. Samsung, SK Hynix, and Hyundai Motor hold key positions in the semiconductor, artificial intelligence, and automotive supply chains, and their stock performance is closely related to the global tech and manufacturing industry outlook. Lighter "tokenizes" these blue-chip stocks, allowing users to participate directly in the price fluctuations of the traditional stock market just like trading crypto perpetual contracts.

Supported by CZ, the decentralized perpetual trading platform Aster announced that its self-developed public chain, Aster Chain, will officially launch its mainnet this month. The team stated on social platform X that this node is a core step in their 2026 development roadmap, marking the project's upgrade from an application layer platform to a privacy-focused Layer 1 network with independent infrastructure. Aster Chain is positioned to provide a dedicated underlying network for on-chain perpetual contracts and derivatives trading, with a focus on enhancing privacy protection, performance stability, and scalability. The official statement said that the mainnet will integrate developer tools, native support for on-chain products, and fiat deposit and withdrawal interfaces, aiming to create an integrated financial infrastructure for users worldwide.

The Trump family’s crypto project, World Liberty Financial, will launch a consumer-grade application in early 2026 and plans to announce significant progress on RWA at the forum on February 18, supporting debit card payments and zero-fee cross-border settlements.

Pi Network has set a new deadline for its mainnet node upgrade. The Pi core team now says all nodes must update by February 15, 2026. Operators who miss the deadline may lose connection to the network. Pi coin news shows the upgrade is part of a larger protocol update. It moves the system from