Are you also carrying debts and feeling like the sky is falling? Don't panic! Now someone is saying they want to help you repay your debts and even give you money! Can debts be sold for money? Does it sound like winning the lottery? Brother, this is the first time I've heard such a very counterintuitive piece of news, and I am greatly shocked.
Zhang San owed the bank 5 million, which has been overdue for a long time. He is bombarded with debt collection calls every day, with the bank and small loan companies taking turns. He is on the verge of collapse, feeling hopeless. Suddenly, someone called and said, 'Brother Zhang San, we are XX company, specializing in handling non-performing assets. We will help you repay this 5 million, not a penny from you, and we will give you 50,000 yuan pocket money to improve your life!' What does it mean? It means buying Zhang San's debt!
The other party continued to deceive: "Think about it, you can't even pay back this 5 million, it's just a bad debt. We can help you solve it, and you can still get 50,000, which is more cost-effective! You won't have to answer debt collection calls again in the future, much more worry-free!"
Do you, do you? I guess 99% of people would say, 'Where can I find such a good thing?!' The debt is gone, and you even make an extra 50,000, like a pie in the sky! What's even more outrageous is that the other party is so 'considerate' that they personally take Zhang San to the bank to settle the debt and get the proof of payment done properly. The bank teller welcomes with a smile and says, 'Congratulations, Mr. Zhang, your loan has been fully repaid!' Zhang San checked his credit report, it's really clean! It clearly states 'settled'!
You must be wondering, what's the catch with these scammers? They are not philanthropists, why would they give you money for free? This kind of "good deed" is actually an upgraded version of "debt whitewashing", in plain terms, it's money laundering!
Suppose you owe the bank 1 million:
1. The scam company spent 80,000 to buy your debt from the bank.
2. Transfer 1 million to your card and let the bank deduct it
3. Then I'll give you 50,000 "hardship allowance"
Watching the account go in and out of 1 million, and the proof of payment is also in hand, right? The key point is that this 1 million is actually the black money of money laundering! The scammer used 130,000 (80,000 debt + 50,000 cash back) to launder the dirty money, and you unwittingly became an accomplice to money laundering!
Do you think you can make an easy $50,000 happily? In fact, you may have already been suspected of "helping crime" (helping others launder money), escalating from a normal debt to becoming a VIP in prison!
Fraud prevention mantra, remember three times:
A pie in the sky may conceal a trap on the ground!
Strange repayment, eighty percent will be finished!
Credit can be repaired, prison cannot be lived in!
Finally, with a heartfelt statement: being in debt may just make you a defaulter, but helping others launder money will land you in jail! A simple share could potentially save a family, leaving scammers with no one to scam!
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