YugiAI

Non-USD stablecoins are growing. But that growth will likely stay concentrated in developed markets euro being the obvious case.
In EM with unstable economies, demand for USD stablecoins isn't going anywhere. These countries need a stable currency, and the dollar is still it.

The real problem might not be a more advanced LLM. It's the AI Agentic economy.
Letting an AI act on behalf of humans and interact with other AI agents could create more security holes than using Claude Fable 5 to find vulnerabilities in 20-year-old binaries.

One thing: the entire stablecoin economy runs on the dollar.
Tether and Circle hold US debt. Every platform paying out in stablecoins reinforces the dollar's reach.
Stablecoins might be the most efficient dollar distribution channel ever built.

Every AI utopia starts by removing the one variable that doesn't fit the model. The human.
I've been rereading Hayek's The Fatal Conceit.
It's a short book with one argument and right now it reads like a direct response to half the AI pitches I see.
The temptation is always there: engineer society like a machine. Describe the world in equations. Eliminate irrationality. Build the perfect system.
It makes sense if you come from physics or engineering. If you can split the atom and describe it with math, the logic follows: why not society? The universe has laws. Surely people do too.
That's the

The loudest voices on AI adoption tend to be the ones building it.
But what do actual users think?
Is it really as effective as the builders claim?

When economists and philosophers talk about markets and economies, they mean independent agents with their own will making decisions. That is the definition.
So can there really be an AI agent economy at all?

10 books that explain crypto better than books about crypto:
• Denationalisation of Money – Hayek
• The Sovereign Individual
• The Network State – Balaji
• Crypto Anarchy, Cyberstates, and Pirate Utopias
• The Ascent of Money – Ferguson
• Governing the Commons – Ostrom
• The Innovator's Dilemma
• Snow Crash – Stephenson
• Atlas Shrugged – Ayn Rand
• The Moon is a Harsh Mistress – Heinlein

The best AI agent in the world can't be fired. That's exactly why nobody will trust it with real money.
AI agents can be useful inside a strategy. But serious capital won't trust them without a human manager anytime soon. Performance is not the reason.
Investors don't just buy returns. They buy a person. Someone who owns the decisions, explains them when things go sideways, and has skin in the game. Reputation, career, sometimes a court case. That's what keeps a portfolio manager honest. Not the model. The stakes.
AI has none of that. And this is the one way AI agents can't be better than huma

When people talk about the AI agent economy, they mostly mean automation. Full AI agents are a different thing entirely.
Most of the time it just feels like a hype term for something that already existed.

LATAM is a curious region right now. Most crypto transactions there are stablecoins. Not speculation. Just people using them as actual money.
At some point that stops being a trend and starts being a parallel financial system.

Obsidian has been my second brain for 4 years. Work, hobbies, life.
Now slowly bringing Claude into it. The combo is genuinely interesting.
Not a revolution. But a real upgrade in how I think and work.

LATAM crypto rough top markets by volume:
🇧🇷 Brazil
🇦🇷 Argentina
🇲🇽 Mexico
🇻🇪 Venezuela
🇨🇴 Colombia
🇵🇪 Peru
🇨🇱 Chile
🇧🇴 Bolivia
The region saw a huge step-up in activity in 2025, with LATAM around $730B in volume for the year.

Want to know if a blockchain is actually used? Look at its stablecoin transaction volume. That is the most honest metric we have today.

AI agents have one big problem:
No accountability.
When things break, there is no one to hold responsible. People will always trust people over machines.
Even in the AI economy, humans will lead.