BTC and ETH are moving in different directions; short-term sentiment is bearish, but there is still hope by year-end—watch the risks.

7/20, BTC opened at $64,680, down 0.2% in early trading, and rose to $64,694 at 9:34; ETH opened at $1,871.21, up 0.5%, and was $1,875.30 at 9:35. Both coins still show an upward trend over the past month, but there is a divergence in sentiment in the second half. Darkfost said that top buyers who bought at $75,000–$126,000 are currently at a loss, and the near-term outlook is not optimistic; Standard Chartered reiterated its year-end target of $100k. Polymarket predicts BTC will end the year at $70,000–$75,000 and ETH at $2,000–$2,250.