Warren Buffett built the vast majority of his fortune AFTER his 60th birthday.


Not because he got smarter at 60. Because of what compounding does to big numbers.
10% on $1 million = $100k. Nice year.
10% on $1 BILLION = $100 million.
The snowball doesn't roll evenly... it explodes at the end.
Which means the most expensive mistake in investing is starting late.
Every year you wait, you're not losing that year's gains... you're losing the BIGGEST year at the very end of the curve.
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