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Two childhood friends made completely opposite choices when they were 25!
One saved almost all his salary in the bank, refusing any unnecessary expenses, only keeping what was needed for living. He never went on trips or outings with colleagues or friends, saying the money was to be saved for later enjoyment.
The other spent half his salary on travel as soon as he got paid—hostels, hard-seat trains, street food. He visited over twenty countries, with almost zero savings. He just wanted to live in the moment, believing life is short.
Some say it comes down to their personalities.
But fifteen years later, when the two met again at 40,
the saver had finally saved enough money to fulfill his promise of taking his family on a world tour, and was also close to financial freedom.
However, the problem was—on his first stop, he was gasping for breath halfway up a mountain and felt unwell. The doctor later said his lumbar disc herniation had worsened, advising him to avoid long walks and to not carry heavy loads.
As for the friend who used to spend his entire paycheck on travels, when he talked about the friends he met in hostels, the friends he made abroad of both genders, the seaside at three in the morning, and the experience of twenty-hour hard-seat train rides—his eyes were full of light. He got excited every time he shared stories from different countries.
Yet he still had hardly any savings.
The saver, after a few drinks, said one thing:
"I spent 15 years saving enough money to spend, but by the time I saved enough, the body and legs of a 30-year-old were no longer available for purchase."
What Brother Cat wants to ask everyone is:
If you knew that after 40 you wouldn't be able to climb that mountain anymore, or that when you finally visit the places you once dreamed of, you wouldn't have the energy to enjoy them—would you still choose to save desperately in your 20s?
Some say you can't generalize—if you don't manage your finances when young, you'll suffer more when old. Money is the real backing.
Others say health is the 1, and money is the 0s behind it. Without health, no matter how much you save, it's just numbers on paper.
Are you the kind of person who spends when you should, and worries about later later? Or the kind who endures hardship first to save up? If you are young, after reading this story, would you change your choice? Or maybe you have no interest in travel at all?