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The differentiation in use cases between USDT and USDC deepens, with each dominating payment and DeFi scenarios respectively.
Deep TechFlow News, July 8 - According to Cointelegraph, Dune data shows USDT dominates the payment sector, settling approximately $95 billion in commercial payments in the first half of 2026, accounting for 92% of B2B payment volume; on the Tron network, 93% of USDT is held in ordinary wallets rather than exchanges, highlighting its payment and remittance attributes.
Meanwhile, USDC has become the preferred stablecoin in the DeFi space, processing approximately $2.6 trillion in transfer volume on the Base chain in June, with another $1.6 trillion processed on the Ethereum chain, and a daily turnover velocity 20 times its circulating supply. Together, the two account for 83% of the stablecoin market's approximately $315 billion market cap, illustrating a trend of on-chain use case differentiation.