Recently, I saw a real story.

A woman chose to divorce her husband because his entrepreneurial failure left them heavily in debt (over 1 million RMB). She didn't want to endure hardships together with him and instead married a man who was actually worse than her ex-husband but had no debt.
After reading this, I somewhat understand why more and more people now don't want to get married.
Some people think it's because of high housing prices, high bride prices, expensive child-rearing costs, high living expenses, and so on.
These are certainly some of the reasons—modern life is indeed very stressful.
But Brother Cat thinks there is another major reason:
Many people are now afraid that when they hit rock bottom, the first to leave would be the people closest to them.
For example, men worry:
If I lose my job, fail in business, or earn less, will I lose the right to be loved?
For example, women worry:
If I get pregnant, give birth, return to the family, and have no income, will I gradually lose respect?
These roles can switch between men and women at any time.
So now, marriage seems to have turned into a risk assessment.
Before getting married, the concern has shifted from "Do I love this person?"
to "If one day I have no money, will he (she) still be by my side?"
"If one day I have no value, will he (she) still choose me?"
In the past, there were fewer divorces because there was some belief to hold onto, such as:
"No matter what difficulties come, the couple will endure them together and eventually get through."
But now the reality is:
"There are many people who can share in wealth, but too few who can share in hardship."
This makes many people feel they can no longer trust love.
They no longer dare to bet their lives on another person.
What do you think about this? What do you think is the biggest reason why more and more people are unwilling to get married now?