Consensys enters the scene to create MUSD, with Morpho+AAVE as the foundation. Is this a step for MetaMask from wallet to bank?

CoinWorld News: MetaMask has launched a self-custodial account called Money Account, integrating stablecoin yield, payment, and trading functions. The product was released by Consensys and is built on the Monad blockchain, with its core asset being the dollar-pegged stablecoin MUSD. Users who hold assets can earn up to approximately 4% variable annualized yield; their funds are automatically allocated to decentralized lending protocols such as Morpho, and will later be connected to AAVE. This account requires no manual fund transfers—once the yield is deposited, it automatically takes effect—and the funds can be used directly for token swaps, perpetual contract trading, and prediction market trading. According to Coindesk.