Why do so many families around me with an annual income of around 300,000 still live such a plain, simple life? Come—repeat after me three times: 10000 doesn’t buy a phone, 30000 doesn’t buy a bag, 100000 doesn’t buy a car, 300000 doesn’t do wealth management, 1000000 doesn’t buy a house, 2000000 doesn’t casually start a business; DCA into the Nasdaq, the S&P, and gold, with small-position BTC. On weekends, if you have nothing to do, read up on English and binge American TV dramas. Don’t fall into the consumerism trap. Go outdoors more—don’t spend your time in malls.

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