Yesterday, I discussed financial management with my girlfriend.

She said she wanted to deposit money in a fixed-term bank account.
I said the bank's interest rates are too low.
She then suggested borrowing from platforms like Lendoo.
I shook my head.
"Those interest rates can change at any time,
it's better to find a reliable and transparent option."
TermMax's fixed interest rates are much better than traditional CeFi.
Banks or lending platforms,
interest rates often fluctuate,
and platforms may adjust rules at any time.
Withdrawing is also difficult.
But all of TermMax's interest rates are locked in advance,
contracts are transparent,
funds are fully under your control,
no need to hand assets over to centralized platforms.
No KYC,
no risk of running away,
and you can receive your earnings as agreed upon at maturity.
I'm increasingly convinced that
DeFi fixed interest rates are much more comfortable than CeFi.
Do you prefer to put your money in banks or CeFi,
or in DeFi fixed income you control yourself?
@TermMaxFi