Retail investors can also buy! DBS Bank will launch tokenized gold in the second half of the year, 1 token = 1 gram of physical gold

DBS Bank in Singapore has announced that it will roll out a “tokenized gold” trading service for retail investors in the second half of 2026. Each token is backed by 1 gram of physical gold, lowering the investment threshold and catering to the current wave of tokenizing real-world assets (RWA).

DBS Bank (DBS Bank) announced that starting in the second half of 2026, it will officially offer the “tokenized gold” trading service to retail investors, enabling investors to participate in the gold market with a lower threshold.

According to the announcement, this new product is named “DBS Physical Gold Tokens.” It is expected to be listed first on the DBS Digital Banking platform, and the bank is also evaluating whether to introduce it in parallel to its digital asset trading platform, DDEx (DBS Digital Exchange), for eligible investors and institutional clients.

DBS Bank said that the entire tokenization process will be handled independently within the bank, covering token issuance, management, allocation, and operational maintenance, and will be managed on top of bank-grade financial infrastructure.

DBS Bank said that each token investors purchase is backed by 1 gram of physical gold, and all of this gold is securely stored in DBS’s dedicated vault located in Singapore.

This bold attempt aligns with the most popular “real-world assets (RWA) tokenization” trend in the global finance industry right now. DBS revealed that, just over the past 3 years, its high-end wealth management clients (VVIP) have seen their allocation to physical gold more than double, indicating that demand for safe-haven assets remains strong.

In fact, DBS Bank’s layout in the blockchain and digital asset space has long been underway. Looking back at 2025, the bank successfully issued tokenized structured products on Ethereum; it then introduced the tokenized money market fund token “sgBENJI” from Franklin Templeton, a Wall Street asset management giant, as well as the stablecoin “RLUSD” issued by Ripple and pegged to the U.S. dollar.

James Tan, head of DBS Bank’s Investment Products and Advisory department, said: “In the past, although our retail clients could buy gold deposit accounts and gold funds, investment channels for physical gold were largely limited to institutions and eligible investors.” He added:

Since 2013, DBS has been providing physical gold investment services to wealth clients. Now, we are using ‘tokenization’ technology to break down this financial high wall, significantly lowering the threshold, so that more retail investors can invest in gold in a safe and meaningful way.

• This article is reprinted with permission from: 《BlockCast》
• Original title: 《Even Retail Investors Can Buy! DBS Bank to Launch “Tokenized Gold,” Set to Go Live in the Second Half of the Year at the Earliest》
• Original author: Block Sister Mel