I only take one note: The biggest change that modular blockchains bring to ordinary people is not "more advanced," but that in the future, your single transaction might actually involve several layers of outsourcing (execution/settlement/data not all on the same chain). Whether it saves money or not is another matter; if something really goes wrong, you first need to figure out which layer is taking the blame. Recently, AI agents that automatically place orders and interact are quite popular, but I care more about what permissions they actually sign and which bridges they use. Narratives can be exaggerated, but ultimately, users are the ones who pay for security in these fine details.