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2026-06-05 12:15:58

People are focused on crypto banks (PayPal, World Liberty) and fintech banks (Mercury, Nubank, Affirm). But there’s been half a dozen bank applications in the last two months, so bank formation in general is up.

I would not be shocked to see the increased competition for deposits to hit some banks hard - and then have them say it was because of stablecoins 🤪

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