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Using a multi-chain wallet for a long time can be summed up in one word: chaos. The most坑 part of asset fragmentation isn’t “you can’t find your money”—it’s that you think you still have spare funds, but everything is scattered across different chains, so you can’t assemble a single usable amount. In the end, you’re forced to make extra transfers and pay fees for nothing.
I’m too lazy to put on an act of lofty ideals anymore: keep 1 main wallet as a “warehouse,” and use 2–3 smaller wallets for different purposes (interactions/airdrops/testing). On each chain, leave only enough gas for the next interaction. Sweep the rest back to the main chain or into stablecoins on a schedule. The script is simple too: pull your multi-chain balances plus your fund flow over the last 7 days, and if it exceeds a threshold, remind me, “You’re all scattered again.” As for the L2s arguing every day about TPS, fees, subsidies… to put it bluntly, migrating back and forth makes it even easier to scatter yourself—no matter how fast the chain is, it can’t rescue that kind of confidence that relies on brain-based bookkeeping. For now, don’t treat management complexity as “a multi-chain layout.”