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I used to be quite stubborn, always saying "I only look at on-chain data," treating high transaction fees as a filter... Later, I was really pushed by the gas fees on the mainnet a few times, and even small transfers felt like paying tuition. Now I take a more balanced approach: try to handle daily operations on L2 as much as possible, if the experience is smooth, then go with it, don't force it; but when it comes to large amounts, authorizations, or contract interactions, I still prefer to go back to the mainnet and take it slow, first check permissions, then the narrative, minimize approvals when possible, and set limits when feasible.
Recently, cross-chain bridges have had issues, and the "wait for confirmation" consensus for oracle anomalies, I can actually understand it quite well—cheap and fast often come at the expense of trust. To put it simply, my current principle is: saving gas isn't the goal, avoiding trouble is. Sometimes I also correct myself, don’t just focus on on-chain data, emotions and narratives can push people toward the most dangerous paths... that’s how I see it for now.