I’ve been stuck on the whole wallet question again. Honestly, it’s pretty much the same as stop-loss—both are about living longer. Back when my assets were still small, I thought a hardware wallet was enough; the sense of security from unplugging the network cable felt very real. But once I had some size and wanted to spread out permissions, multi-signature started to feel like “writing rules on a sticky note”—you have to accept the hassle, and accept that every transfer will be talked out of it by the process.

I’ve also tried social recovery. It’s convenient, but you still have to choose the right people. Don’t, in a moment of impulsiveness, set a “guardian” as a friend who only ever sends memes in normal times… Thinking it over, lately everyone has been comparing RWA and US bond yields with all kinds of on-chain yield products, and that’s made me want to split permissions even more: no matter how tempting the returns are, you still have to make sure the keys don’t get lost and your hands don’t shake.

Anyway, my current strategy is: use small hot wallets however you like, put the main holdings into a hardware wallet, and if I truly want long-term on-chain storage, use multi-signature—so you don’t end up with a one-click wipe on some day you lose your head.