Vietnam's recent move is quite interesting; digital assets can finally be used as collateral. Small and medium-sized enterprises no longer have to mortgage property for financing. The supporting measures for Resolution No. 68 are quite practical.

The draft of the "Small and Medium Enterprise Support Law" revised by the Vietnamese Ministry of Finance allows small and medium-sized enterprises to use digital assets, virtual assets, intellectual property, and other assets as collateral for bank loans, improving financing accessibility; the draft also encourages issuing loans based on credit ratings, business plans, market potential, and cash flow, reducing reliance on traditional collateral such as real estate, with the goal of unlocking private sector resources and aligning with Resolution No. 68.