This is very good, worth reading.

These insights come from more than ten years of practice in investing, entrepreneurship, and life.
Willpower can end karma, but it cannot.
Because if willpower only stays at the level of "what I want to do" and does not implement the precepts of "what I will not do," it will be instantly shattered by various habits.
Precepts, meditation, wisdom—precepts come first.
True willpower must include a nearly ruthless coldness.
For example, it's not "I want to invest in great companies," but "No matter who asks me, I won't touch junk stocks";
For example, it's not "I want to change China's manufacturing industry," but "No matter how lonely, I will no longer let evil karma come close";
For example, it's not "I want to prove something to someone," but "Even if no one understands me for ten years, I will only follow my investment system."
This kind of willpower may seem not grand at all, even a bit humble. But it is what can withstand karma.
When a person walks, the greatest karma is not the evil karma outside, but the echo in the heart.
"You're too lonely, find someone to talk to. Those people, those things—what's the point of bumping into them again"—this is karma borrowing willpower to revive.
If willpower does not transform into an immune mechanism against inner voices, no matter how far one walks, it’s just moving the battlefield from outside to inside.
Willpower can indeed end karma, but the premise is: do not try to "escape" from it.
Those detours, those evil karma, those defeats of resolve—they are all parts of oneself.
Acknowledge them, just like acknowledging your shadow.
Then carry this complete self—
including scars, shame, and that foolish person who took the wrong path—step by step, following new precepts.
True willpower must be paired with "diamond methods" and "Bodhisattva compassion only for oneself"; otherwise, it is just another refined obsession, waiting to be shattered by the next round of karma.