Recently, people keep asking me what modular blockchains have to do with users like me who just want to transfer funds without getting stuck... Honestly, it's not that some divine power suddenly appeared, but rather that they've broken up the previously one-pot stewed things: settlement breaks down into settlement, execution into execution, and data into data. The result is that when you use a wallet, you might encounter "why is it clogged again / why is it more expensive" less often, and the experience is like patching: small fixes that address the most painful parts first, without needing to reinstall the system every time.

But don’t get too optimistic; once broken up, there are a few more segments that need to interface, bridges, verification, and various "middle layers," making it easier to pass the buck if something goes wrong. Recently, in the group, stablecoin regulation, reserve audits, and de-pegging rumors are circulating again. I see everyone's mood is like seeing a large deposit transferred to an exchange: not necessarily to crash, but to raise the heartbeat first. Modularization is the same, offering more choices, but also giving more points to panic... I’ll just continue to be an observer, watching whether the patches become more stable or if patching too much turns into patch hell.