Gate Finance: How to stake gold stablecoin XAUT to earn a 15.21% annualized return?

In late January 2026, gold prices first broke the psychological barrier of $5,000 per ounce, with New York futures leading the breakout on January 24, followed by spot gold crossing the threshold in early trading on January 26, achieving a significant rally over several months. Bank of America maintains a target price of $6,000 within 12 months, while Goldman Sachs reiterates a target of $5,400 by the end of 2026. Top global investment banks continue to remain bullish on gold’s outlook.

Against this macro backdrop, the gold-backed stablecoin XAUT (Tether Gold), which is a blockchain representation of physical gold, is attracting increasing investor attention.

XAUT: Tokenized Asset of Physical Gold

XAUT is a blockchain token issued by an entity under the Tether Group, backed by gold. Each XAUT represents ownership of one troy ounce of physical gold, which meets the "Eligible Delivery" standards of the London Bullion Market Association (LBMA) and is stored in professional vaults in Switzerland.

Its operational logic is similar to traditional gold ETFs but with the unique advantages of blockchain technology: 24/7 global trading, real-time on-chain settlement, and full traceability of assets. Additionally, Tether provides reserve proof tools that allow investors to verify the specific serial numbers, weights, and inventory of the gold bars backing the tokens in real time, offering transparency far beyond traditional systems.

Current XAUT Price and Market Performance

As of May 25, 2026, XAUT’s recent quotes have been in the range of $4,500–$4,600, with price movements closely tracking international spot gold prices, maintaining a high correlation.

Gate Finance: How to Stake XAUT for Yield?

How to purchase XAUT on Gate

Users can directly buy XAUT on the Gate platform using USDT:

Step 1: Log in to the Gate official website or app, go to the "Trading" section;

Step 2: Search for the "XAUT/USDT" trading pair;

Step 3: Enter the purchase amount and complete the transaction with USDT.

How to stake XAUT

After obtaining XAUT, you can participate in Gate’s financial staking:

Step 1: Enter the "Finance" section on the Gate platform;

Step 2: Find the list of supported staking tokens and select "XAUT";

Step 3: Choose the financial product type (e.g., flexible earning);

Step 4: Enter the staking amount and confirm;

Step 5: The system will automatically calculate interest daily, with earnings credited the next day, allowing you to start earning passive income without complex operations.

Earnings Calculation Method

In Gate Finance, staking rewards are calculated based on the holding balance and distributed periodically. The core formula is:

Daily earnings = (Staked amount × Annual interest rate) ÷ 365

Earnings are automatically deposited into your account without manual claiming. Day after day, the returns accumulate and compound into the principal, achieving rolling growth.

Combining Convenience and Security

Gate’s staking operations are simple: just hold tokens and click to stake, with no need to link a Web3 wallet or have DeFi experience. The entire process is managed by Gate’s platform.

For security, Gate employs a cold-hot wallet separation strategy, with user assets protected primarily by cold wallets. Online transactions are safeguarded through multi-factor authentication and authorization systems, reducing risks of misoperation or account theft.

What Is the Annualized Return for Staking XAUT?

Currently, Gate’s "Yubi Bao" offers a dedicated reward activity for XAUT flexible savings, with the following structure:

• Basic annual yield
• Additional 15% annual bonus
• Actual comprehensive annual yield reaching 15.1%

This means that if an investor stakes 1 XAUT (estimated at about $4,550 based on recent prices), besides the appreciation of the gold asset as the price rises, they can also earn an extra approximately 0.151 XAUT annually, worth about $687.

Static Comparison and Opportunity Cost

A simple comparison between staking XAUT and holding physical gold spot: without staking, returns depend solely on gold price fluctuations; with staking, you maintain exposure to gold prices while earning attractive annual yields. This "price spread + staking yield" dual return model is particularly appealing in the current gold bull market, effectively enhancing asset utilization.

Macroeconomics: Why Is Now a "Rebalancing Window" for Gold Assets?

Since 2026, the US dollar index has been under continuous pressure. In 2025, the dollar index fell about 9.4%, marking its worst performance in 8 years. Global physical gold prices have risen from lows, driving the total market value of tokenized gold assets significantly higher. By the first quarter of 2026, XAUT’s circulating market cap exceeded $3.3 billion, backed by 154 tons of physical gold reserves. Amid increasing global economic uncertainties, investors are flocking to gold token products for risk hedging.

The Role of Gold in Asset Allocation

For digital asset investors, holding gold stablecoins in crypto markets offers two key benefits: first, providing stability and hedging during market volatility; second, transforming gold from a static store of value into a programmable, interest-bearing "productive" capital. In an inflationary environment, mainstream fiat-pegged stablecoins may see real yields eroded by inflation, whereas gold-backed assets maintain more robust intrinsic value.

Summary

By staking XAUT through Gate Finance, investors can leverage idle assets to generate steady monthly passive cash flow without losing exposure to gold prices.

Whether long-term investors seeking a safe haven for their digital asset portfolios or short-term users aiming to maximize idle asset yields, Gate’s XAUT staking is a compelling option worth serious consideration.