The popularity of gold stablecoins is rising again, Gate Yuanbi Bao XAUT flexible savings launches an additional reward pool

Why Gold Is Reemerging as a Market Focus

Since 2026, global financial markets have shown a clear increase in attention to safe-haven assets. In highly volatile market environments, more and more funds are flowing back into gold-related assets. On one hand, traditional financial markets remain sensitive to macroeconomic and interest rate changes; on the other hand, the crypto market is also beginning to reconsider the importance of “stable returns” and “hedging allocations.”

Compared to highly volatile crypto assets, gold has long been regarded as a risk hedging tool. Especially during periods of increased market uncertainty, gold tends to attract more capital.

With the development of blockchain technology, gold assets are also gradually becoming on-chain.

In the past, investing in gold typically required through banks, ETFs, or physical holdings, but now users can hold gold value in the form of on-chain assets. This is also a key reason for the rapid growth of gold-backed stablecoins in recent years.

XAUT is one of the more representative products among them.

What is XAUT

XAUT, full name Tether Gold, is a gold stablecoin issued by TG Commodities Limited. Unlike regular stablecoins pegged to the US dollar, XAUT is pegged to physical gold. According to the official mechanism, each XAUT represents 1 ounce of London Good Delivery gold, backed by real gold reserves. The gold held by users has a mapped relationship with specific gold bars.

Simply put, the core logic of XAUT is to digitize gold assets and enable on-chain circulation.

Compared to traditional gold investment methods, XAUT has several obvious features:

• Transferable on the blockchain
• Divisible for trading
• Supports circulation within the digital asset ecosystem
• No need to store physical gold oneself
• Can be integrated into DeFi and on-chain financial systems

This means users can gain exposure to gold assets while maintaining the liquidity and operational convenience of digital assets.

Why Gold Stablecoins Are Gaining Attention

In recent years, the stablecoin market has been dominated by US dollar-pegged stablecoins, such as USDT, USDC, and others.

But as market demands change, more users are beginning to focus on “non-dollar-pegged assets.”

The significance of gold stablecoins lies in the fact that:

They possess both the hedging properties of gold and the liquidity of blockchain assets.

For some users, XAUT is not just a “gold token,” but an asset form that bridges traditional finance and crypto finance.

Especially in the current market environment, several clear trends are emerging in gold-related assets:

• Increased demand for hedging
• Institutional renewed focus on precious metals
• Accelerated development of RWA (Real World Assets) on-chain
• Rising demand for digital gold

XAUT happens to be at the intersection of these trends.

Therefore, more and more platforms are launching financial products, yields, and liquidity solutions around XAUT.

Features of Gate’s YubiBao XAUT Financial Products

This time, Gate’s YubiBao launches the second wave of XAUT savings benefits, centered on the combination of “gold assets + flexible returns + additional reward pools.”

Event details include:

| Item | Details | | --- | --- | | Investment Asset | XAUT | | Product Type | Flexible savings | | Annualized Return | 15.10% | | Additional Rewards | 15% annual bonus | | Reward Pool Size | $200,000 |

Compared to traditional fixed-term investments, this activity adopts a flexible model.

This means users can participate in earning yields while maintaining high liquidity.

Additionally, the introduction of an extra reward pool mechanism increases overall returns. For users holding gold-related assets, this mode effectively offers:

• Exposure to gold price movements
• On-chain yield generation
• Maintained capital flexibility

Compared to simply holding gold assets, on-chain financial products further improve asset utilization efficiency.

Why Flexible Savings Are More Suitable for the Current Market Environment

One of the biggest features of the current market is that funds are more focused on flexibility.

Compared to long-term lockups, more users prefer to:

• Keep assets liquid
• Quickly adjust positions based on market conditions
• Seek a balance between returns and risks

Therefore, flexible savings products have begun to regain attention in recent years. Especially for products like XAUT, which combine hedging attributes with asset stability, the flexible model can further lower the barrier to participation. Compared to high-volatility altcoin investments, gold assets are generally more conservative. The flexible product allows users to have greater operational freedom when facing market changes.

This is also why more platforms are starting to combine flexible yields with reward pool mechanisms.

The Future Development of On-Chain Gold Assets

From a longer-term perspective, XAUT is not just a single financial product but represents a new asset trend.

As the RWA (Real World Assets) sector continues to expand, the on-chainization of gold is becoming a key direction.

In the future, on-chain gold may not only be used for holdings but also further integrated into:

• DeFi collateralization
• On-chain lending
• Yield protocols
• Cross-chain financial products
• Digital asset portfolio allocation

Compared to traditional gold systems, the biggest advantage of on-chain gold is its ability to enter open financial systems.

This is also a major reason why more platforms are deploying XAUT financial products. From market trends, the digitization of gold assets is gradually moving from conceptual to practical application. The launch of XAUT flexible savings benefits by Gate’s YubiBao reflects the platform’s ongoing focus on the development of on-chain gold and RWA financial ecosystems.