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Honestly, my current expectations for on-chain privacy are quite "low-spec": don't expect the blockchain to be completely untraceable as if nothing happened; it's more about raising the barrier for spectators, so they don't get everything in one glance. Compliance boundaries are also very realistic—platforms/nodes/frontends have to make trade-offs to stay alive, and ultimately the pressure often falls on ordinary people: whether an address is clean or not, whether the source of funds can be clearly explained—these might be more important than whether you use privacy tools.
Recently, after seeing the main public chain upgrade, people are guessing whether projects will migrate. My first reaction isn't "where to migrate," but rather "whether to wait for a few more confirmation rounds"... I'm not even sure if I've been over-educated by rollbacks. Anyway, my own approach is very simple: split addresses whenever possible, don't lump salary, airdrops, and DeFi into one; if I really need to use privacy-related stuff, I default to the possibility of being questioned in the future, keep good records, and don't argue with myself. That's it for now.