I’ve noticed that more and more Ukrainians are starting to wonder how to use crypto in everyday life. And that’s where the crypto card comes in—a thing that, at first glance, looks like a regular bank card but works in a completely different way. The main difference is that it lets you pay specifically with digital assets, not just fiat. How does that even happen? It’s simple—during a payment, your crypto is converted into the required currency in real time. You pay, and that’s it—the goods are already yours, and the settlement was made in crypto. Honestly, it’s wildly convenient.

So I decided to look into which crypto cards are currently the most convenient for Ukrainians. And here’s what I found.

First, I ran into Trustee Plus. This is a virtual card from the eponymous Ukrainian crypto wallet, and its popularity in our country is through the roof. Why? Because it’s genuinely convenient. It’s virtual, so you don’t have to carry plastic—just your phone. You can top up up to 15 thousand euros per day, and pay in euros with no commission both online and offline. It supports USDT, BTC, and ETH—everything instantly switches to euros at checkout. Crypto top-ups are completely free, and they don’t charge for card maintenance either. The daily payment limit is 5 thousand euros, and you can withdraw cash at an ATM up to 2 thousand euros per day. And soon they’ll also release a plastic version. Sounds perfect, but there are downsides: the application costs 10 euros, crypto conversion takes 0.5%, and ATM cash withdrawals via NFC cost another 1 euro plus 1%. Plus, some American services don’t work because they require a billing address. And not all ATMs dispense cash without the plastic card. But overall, it’s one of the most convenient cards for crypto payments in Ukraine. People especially praise it when traveling to Europe—saying you can pay instantly and conveniently, which tempts many to give up their usual cards.

The second option is CardB Card. A virtual card from the CardB fintech startup, in partnership with a major crypto exchange. It’s also available in Ukraine. Supported currencies are USD and KZT. You can issue up to five cards to one account, and Apple Pay and Samsung Pay are supported. They plan to release a credit card and a plastic debit version. But there are some downsides: the card is valid for only 3 years, monthly servicing may cost up to 0.99 dollars, and top-ups are charged 0.99 dollars plus 1% of the amount. On the maximum GOLD tier, the top-up limit is 5 thousand dollars per card and 15 thousand dollars per account per month. It’s an interesting project with potential, so it’s worth keeping an eye on it and testing it.

Overall, crypto cards have been soaring in popularity lately. People are drawn to the fact that transaction limits are much higher than in Ukrainian banks. And for those who earn income in cryptocurrency, it’s basically a lifesaver—now you can spend conveniently without wasting time on withdrawals and exchanges. Each of these options has a place; it all depends on your needs. Which one will you choose? Write in the comments, hit like, or subscribe—I’ll know the information was helpful.