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My current mindset with L2 is roughly: for small daily transactions and frequent operations, don’t force yourself onto the mainnet; saving on gas is the real experience. But if I’m going to hold something long-term, or involve large amounts/permissions, I’ll still choose a relatively quiet time on the mainnet to do it once, even if it costs a bit more for peace of mind. After being taught a lesson by mainnet gas three times last week, I’m even more convinced... Anyway, don’t risk cross-chain, authorization, and bridge risks just to save a few bucks.
Recently, I’ve seen everyone compare RWA, US bond yields, and on-chain yield products, and I can’t help but chuckle: no matter how much the yield looks like a government bond, in the end, you’re still using a contract + bridge + liquidation setup, and the risk profile is completely different. Frankly, ordinary people have only two compromises: don’t cross back and forth frequently; and before acting, think carefully about “what fees am I paying, what risks am I taking.” Only those who ignore data and focus on stories will eventually be hit by experience backlash.