Last night, I increased the limit on my bank card at the counter, thinking it would finally be more convenient.

A friend transferred 10k yuan, and as soon as the message alert sounded, I felt at ease.
The next morning, I was about to transfer out that 10k yuan, but the page first spun in circles, then a pop-up appeared saying "Account Frozen."
In that instant, I really felt a chill down my spine: Did I cross a line somewhere?
Scrolling through chat records and bills, the more I thought about it, the more off it seemed—everything was clearly normal transactions.
Calling the bank, the staff was very calm: the card isn’t used much normally, and suddenly receiving a sum of money and planning to transfer it all within 24 hours triggers a "high risk" alert in the system, so it’s temporarily held; usually it resolves itself in three days, or you can handle it at the counter.
The anti-fraud net is getting tighter and tighter; scammers may not be driven to death by frustration, but most of those who get caught up in it are ordinary people who follow the rules.
Who should bear the cost of these "friendly fire" incidents?
Have you also encountered this?
$ETH