Recently, I've been seeing a flood of screenshots of APY from yield aggregators everywhere.

I usually don't look at the numbers first; I go check what the contract is actually doing:
Is the money going into a vault or being "deposited" to someone else's address?
Is there permission to change the routing or whitelist at any time?
Honestly, behind the APY, it's often not "smart strategies," but rather you have an extra counterparty layer, an extra upgrade logic, and an extra risk layer that you never even clicked to view.

In the group these days, people are sharing charts about stablecoin regulation, reserve audits, and de-pegging rumors.
Everyone's emotions are pretty tense.
Actually, the more these situations happen, the more you shouldn't sign a bunch of authorizations just to "earn a little more interest."
In the end, discovering you can't withdraw is the real collapse.
Anyway, my current habit is:
Keep authorizations as small as possible, avoid unlimited permissions if you can, and if you don't understand contract upgrades or admin rights, just pretend you didn't understand = don't touch.

What I fear most isn't missing out on opportunities, but accidentally signing and giving away my wallet permissions out of carelessness.