Modular chains, in simple terms, the biggest change for end users is not "more advanced," but: you might not care which chain you're on at all in the future, with one-click wallet signing and the backend choosing the cheapest/fastest route for you, experience like changing delivery stations for takeout—you just want it to arrive on time. There’s also a cost: crossing chains, bridging assets, if something goes wrong, it’s not as simple as “I didn’t click the link,” it could be an issue with an intermediate layer acting up.

Recently, isn’t someone again watching large on-chain transfers and the movements of hot and cold wallets on exchanges, trying to spot smart money…? I usually check if it’s internal rebalancing/aggregation first, don’t jump to conclusions just because of a large transfer. On-chain is indeed transparent, but it’s also the easiest to be manipulated by “transparency” to set the tone.

Replying to you with “What does that have to do with me…”: The connection is that your future gas fees might be lower, but it could be harder to clear your name if something goes wrong. Anyway, I only believe one thing: don’t take moving your wallet as a signal.