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Recently, the group has been posting screenshots like "Some stablecoin is about to depeg" or "Reserve audits have suspicious issues," and when emotions run high, it's easy to think: should I switch quickly? I used to think that on-chain transparency was enough, that everyone could verify it themselves, but when it really comes to checking, it turns out that ordinary people can only see a few reports and others' interpretations; the rest is guesswork.
My expectations for privacy right now are quite low: on-chain isn't "real-name," but it's definitely not "anonymous," to put it simply, if you don't want to be targeted, you should avoid linking your address to social media everywhere, and don't keep using the same addresses over and over. Don't expect the compliance boundaries to be too romantic either—platforms require KYC, project teams blacklist addresses, and smart contracts leave pause/upgrade permissions. These things usually don't hurt, but when something goes wrong, you'll see who can move your assets with a single click.
Anyway, my current approach is very simple: large amounts are dispersed, don't blindly trust "always = 1" for stablecoins, and pay attention to risk points like permissions/upgrades/oracles—these are like fridge magnets. Let's stick with this for now.